956 Phillips Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 956 Phillips Dr, Arnold, MD 21012 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,724 sqft · built 1976
Lot Size	1.57 acres (68,599 sqft)
Owner	2 Individual Names on File
Last Sale	$507,000 (Nov 2018)
Tax Bill	$5,601 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-749-90007661`

Property Details

APN / Parcel Number

Primary APN	`03-749-90007661`
Alternative APNs	`3-749-90007661` `74990007661`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,724 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	1,120 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	68,599 sqft (1.57 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	72 sqft
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	74990007661
Street Address	956 PHILLIPS DR
City	ARNOLD
State	MD
Zip	21012-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 358 SHORE ACRES
Legal Subdivision	SHORE ACRES
Legal Block	2
Legal Lot Number	358
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731106

Owner

Source: Anne Arundel County records · APN 03-749-90007661

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	956 PHILLIPS DR, ARNOLD, MD 21012-1735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 04, 2020	Deed of Trust, Mortgage · FHA Mortgage RENAISSANCE LENDERS INC
Aug 05, 2019	Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Nov 09, 2018	Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2018 · Amount on Record
Deed Sale	Nov 09, 2018 · Amount on Record
Prior Sale	Oct 30, 2007 · Amount on Record
Deed Book / Page	32648 / 469
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	956 PHILLIPS DR, ARNOLD, MD 21012-1735
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0388520211
Date	Jun 21, 2022
Book Page	38852/211

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	956 PHILLIPS DR, ARNOLD, MD 21012-1735
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	DREAM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 PHILLIPS DR, ARNOLD, MD 21012-1735

Mortgage

Document Number	0357300021
Date	Dec 04, 2020
Book Page	35730/21

Lender

Name	RENAISSANCE LENDERS INC
Type	Mortgage Company
Address	PASADENA, MD 21122

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	956 PHILLIPS DR, ARNOLD, MD 21012-1735
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0334240283
Date	Aug 05, 2019
Book Page	33424/283

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 09, 2018
Property Address	956 PHILLIPS DR, ARNOLD, MD 21012-1735
Document Number	0326480469
Book / Page	32648 / 469
Map Reference	MB07 FO19
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	956 OHILLIPS DR, ARNOLD, MD 21012

Mortgage

Document Number	0032648475
Date	Nov 09, 2018
Instrument	32648/475

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$493,367 (+7.21%)	$559,700 (+21.62%) Land $260,100 Building $299,600
2024	$5,601.00 (+11.46%)
2023	$5,025.00	$460,200 Land $260,100 Building $200,100	$460,200 Land $260,100 Building $200,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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