Anne Arundel County property record for 973 Phillips Dr, Arnold, MD 21012 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,772 sqft · built 2013 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,600,000 (Oct 2022) |
| Tax Bill | $12,417 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-749-18120200 |
| Primary APN | 03-749-18120200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Basement Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,400 sqft (0.331 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 581 sqft |
| Deck Area | 416 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 74918120200 |
|---|---|
| Street Address | 973 PHILLIPS DR |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 111 SHORE ACRES |
| Legal Subdivision | SHORE ACRES |
| Legal Block | 2 |
| Legal Lot Number | 111 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731106 |
Source: Anne Arundel County records · APN 03-749-18120200
Assessment roll updated August 13, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 973 PHILLIPS DR, ARNOLD, MD 21012-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Jan 21, 2020 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 19, 2022 | Deed, Transfer NOT AVAILABLE, EAGLE TITLE LLC |
| Aug 22, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Jun 11, 2007 · Amount on Record |
| Deed Book / Page | 39213 / 385 |
| Last Transfer Date | Dec 06, 2024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 973 PHILLIPS DR, ARNOLD, MD 21012-1736 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | TOWER TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0366050127 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 36605/127 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 973 PHILLIPS DR, ARNOLD, MD 21012-1736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0340960001 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 34096/001 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 19, 2022 |
| Property Address | 973 PHILLIPS DR, ARNOLD, MD 21012-1736 |
| Document Number | 0392130385 |
| Book / Page | 39213 / 385 |
| Map Reference | MB 15 PG 49 |
| Instrument Date | Oct 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 MASTERS CT, POTOMAC, MD 20854-3841 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 22, 2019 |
| Property Address | 973 PHILLIPS DR, ARNOLD, MD 21012-1736 |
| Document Number | 0334870169 |
| Book / Page | 033487 / 000169 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | CHURCH CIRCLE TITLE AND ESCROW L, CHURCH CIRCLE TITLE & ESCROW L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 973 PHILLIPS DR ARNOLD MD 210121736, ARNOLD, MD 21012-1736 |
| Document Number | 334870172 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 033487/000172 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 21, 2034 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184,933 (+15.4%) | $1,389,400 (+28.33%) Land $796,800 Building $592,600 | |
| 2024 | $12,417.00 (+10.75%) | ||
| 2023 | $11,212.00 | $1,026,767 | $1,082,700 Land $610,800 Building $471,900 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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