Bay County property record for 969 E Russell Rd, Munger, MI 48747
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 1960 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Sep 2021) |
| Tax Bill | $2,055 (2026) |
| Deeds & Mortgages | Nov 2021 Transfer Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-010-400-030-00 |
| Primary APN | 090-010-400-030-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 56,192 sqft (1.29 acres) |
| Lot Dimensions | 125 ft deep x 450 ft wide |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 969 E RUSSELL RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 125 FT OF E 450 FT OF SE 1/4 OF SE 1/4 SEC 10 T13N R6E |
| Legal Range | 06E |
| Legal Township | 13N |
| Legal Section | 10 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 285300 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 969 E RUSSELL RD, MUNGER, MI 48747-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Intrafamily Transfer, Transfer |
| Sep 21, 2021 | Warranty Deed, Transfer · USDA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Oct 13, 1994 |
| Deed Document Number | 202116129 |
| Last Transfer Date | Nov 12, 2021 |
| Transfer Doc | 0000019163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Nov 12, 2021 |
| Property Address | 969 E RUSSELL RD, MUNGER, MI 48747-9732 |
| Document Number | 0000019163 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 202119163 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 969 E RUSSELL RD, MUNGER, MI 48747-9732 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 21, 2021 |
| Property Address | 969 E RUSSELL RD, MUNGER, MI 48747-9732 |
| Document Number | 202116129 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 202116129 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2622 25TH ST, 2622, BAY CITY, MI 48708-7678 |
| Name | Verified Name |
|---|---|
| Address | 969 E RUSSELL RD, MUNGER, MI 48747-9732 |
| Document Number | 202116130 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 202116130 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,055.00 (+149.7%) Homeowner's exemption | $110,900 (+21.2%) | $221,800 (+21.2%) |
| 2025 | $823.00 (-47.85%) Homeowner's exemption | $91,500 (+50.12%) | $183,000 (+50.12%) |
| 2023 | $60,950 | $121,900 | |
| 2022 | $1,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Air Advantage Fixed Wireless | 10 / 1 |
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