360 E Russell Rd, Munger, MI 48747 Property Records

Bay County property record for 360 E Russell Rd, Munger, MI 48747 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,680 sqft
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Tax Bill	$4,562 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`090-016-200-030-03`

Property Details

APN / Parcel Number

Primary APN	`090-016-200-030-03`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft

Exterior

Architectural Style	Ranch
Lot Area	54,014 sqft (1.24 acres)
Lot Dimensions	240 ft deep x 225 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	360 E RUSSELL RD
City	MUNGER
State	MI
Zip	48747-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 1074.87 FT E FR N 1/4 COR OF SEC TH CONTG E 225 FT TH S 240 FT ALG E 1/8 LI TH W 225 FT TH N 240 FT TO BEG.
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	4
Census Block	4028
Census Tract	285300

Owner

Source: Bay County records · APN 090-016-200-030-03

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	360 E RUSSELL RD, MUNGER, MI 48747-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BAY CMNTY CU
Jan 30, 2017	Loan Modification, Mortgage · Conventional with PMI INDEPENDENT BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	360 E RUSSELL RD, MUNGER, MI 48747-9604
Document Number	0000009066
Instrument Date	Jul 02, 2020
Transaction Type	Mortgage
Record Updated	Feb 08, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	360 E RUSSELL RD MUNGER MI 487479604, MUNGER, MI 48747-9604

Mortgage

Document Number	0000009066
Date	Jul 08, 2020
Instrument	9066

Lender

Name	UNITED BAY CMNTY CU
Type	Credit Union
Address	BAY CITY, MI 48708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 07, 2030

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY MI
Property Address	360 E RUSSELL RD, MUNGER, MI 48747-9604
Document Number	0032000219
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	360 E RUSSELL RD MUNGER MI 487479604, MUNGER, MI 48747-9604

Mortgage

Document Number	0032000219
Date	Feb 16, 2017
Book Page	003200/000219

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,562.00 (+29.24%) Homeowner's exemption	$192,250 (+36.83%)	$384,500 (+36.83%)
2023		$140,500	$281,000
2022	$3,530.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	25 / 6
TDS Telecom	DSL	25 / 5
AT&T	Fixed Wireless	25 / 3
Air Advantage	Fixed Wireless (licensed-by-rule)	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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