320 E Russell Rd, Munger, MI 48747 Property Records

Bay County property record for 320 E Russell Rd, Munger, MI 48747 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,390 sqft · built 1954
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Dec 2011)
Tax Bill	$2,575 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-016-200-030-01`

Property Details

APN / Parcel Number

Primary APN	`090-016-200-030-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Basement Area	1,390 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	63,598 sqft (1.46 acres)
Lot Dimensions	240 ft deep x 265 ft wide
Garage Area	1,480 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 E RUSSELL RD
City	MUNGER
State	MI
Zip	48747-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 265 FT OF W 915 FT OF N 240 FT OF NW 1/4 OF NE 1/4. SEC 16 T13N R6E 1-29-79
Legal Range	06E
Legal Township	13N
Legal Section	16
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	4
Census Block	4028
Census Tract	285300

Owner

Source: Bay County records · APN 090-016-200-030-01

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 E RUSSELL RD, MUNGER, MI 48747-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2011 · Amount on Record
Deed Sale	Dec 15, 2011 · Amount on Record
Deed Book / Page	2842 / 364
Prior Transfer Date	Dec 09, 2011
Prior Transfer Doc	0028420364
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	320 E RUSSELL RD, MUNGER, MI 48747-9604
Document Number	0000012052
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 04, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 E RUSSELL RD MUNGER MI 487479604, MUNGER, MI 48747-9604

Mortgage

Document Number	0000012052
Date	Aug 31, 2020
Instrument	12052

Lender

Name	GREENSTONE FARM CREDIT SVC(S)
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2035

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,575.00 (+138.21%) Homeowner's exemption	$122,100 (+14.86%)	$244,200 (+14.86%)
2025	$1,081.00 (-46.38%) Homeowner's exemption	$106,300 (+34.9%)	$212,600 (+34.9%)
2023		$78,800	$157,600
2022	$2,016.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	25 / 6
TDS Telecom	DSL	25 / 5
AT&T	Fixed Wireless	25 / 3
Air Advantage	Fixed Wireless (licensed-by-rule)	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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