956 Waialae Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 956 Waialae Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,989 sqft · built 1973
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Oct 2026)
Tax Bill	$886 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-JO-12-7`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-JO-12-7`
Alternative APNs	`28-37-28-JO-00012.0-0007.00` `2836274`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,989 sqft Living Area
Gross Area	2,711 sqft
1st Floor Area	1,989 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	125 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	584 sqft
Porch	Slab
Porch Area	138 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836274
Street Address	956 WAIALAE CIR NE
City	PALM BAY
State	FL
Zip	32905-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 2 LOT 7 BLK 12
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 2
Legal Block	12
Legal Lot Number	7
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2001
Census Tract	65130

Owner

956 Waialae Cir NE is owned by a company that bought it in October 2026.

Source: Brevard County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	31071 HIGHWAY 190, PORTERVILLE, CA 93257-9168
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Prior Sale	Jul 26, 2012 · Amount on File
Deed Document Number	2026204793
Deed Book / Page	10743 / 2994
Prior Transfer Date	Jul 17, 2012
Prior Transfer Doc	0066520785
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 6, 2026
Property Address	956 WAIALAE CIR NE, PALM BAY, FL 32905-4412
Document Number	0000204793
Book / Page	10743 / 2994
Instrument Date	Sep 30, 2026
Instrument	2026204793
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215,635.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000204794,
Date	Oct 6, 2026
Book Page	10744/1
Instrument	2026204794

Lender

Name	GEO-CORP, INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 956 Waialae Cir NE was $886, up 4.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,830 (+2.7%)	$270,110 (-4.36%)
2025	$886.00 (+4.11%) Homeowner's exemption Widower's exemption	$90,390	$282,430
2024	$851.00 (+4.93%)
2023	$811.00 (-1.93%) Homeowner's exemption Widower's exemption	$85,300 (+2.99%)	$263,290 (+3.77%) Land $55,000 Building $208,290
2022	$827.00 Homeowner's exemption Widower's exemption	$82,820	$253,730 Land $50,000 Building $203,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 956 Waialae Cir NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 Waialae Cir NE is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20