938 Sumner Loop, The Villages, FL 32163 Property Records

Sumter County property record for 938 Sumner Loop, The Villages, FL 32163

Property Summary

Property TypeSingle Family Home
Details1,901 sqft · built 2020
Lot Size0.132 acres (5,734 sqft)
Owner2 Individual Names on Record
Last Sale$343,000 (Apr 2021)
Tax Bill$8,365 (2025)
Deeds & MortgagesMar 2022 Transfer
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN231923G23C034

Property Details

APN / Parcel Number

Primary APN231923G23C034
Alternative APN
  • G23C034

Interior

Building Area1,901 sqft Living Area
Gross Area2,834 sqft
1st Floor Area1,901 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBlock
Construction TypeConcrete
Lot Area5,734 sqft (0.132 acres)
Garage TypeAttached
Garage Area625 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Location & Zoning

Street Address938 SUMNER LOOP
CityTHE VILLAGES
StateFL
Zip32163-5576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 VILLAGES OF SOUTHERN OAKS UNIT 44A PB 18 PGS 17-17E
Legal Range23E
Legal Township19S
Legal Section23
Legal SubdivisionVILLAGES OF SOUTHERN OAKS
Legal Lot Number34
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2011
Census Tract911301

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address938 SUMNER LOOP, THE VILLAGES, FL 32163-5576
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 15, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Deed Document Number202120838
Deed Book / Page3978 / 319
Last Transfer DateFeb 8, 2022
Transfer Doc0042230542
Record UpdatedJun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMTER FL
Recording DateMar 15, 2022
Property Address938 SUMNER LOOP, THE VILLAGES, FL 32163-5576
Document Number0042230542
Book / Page4223 / 542
Map ReferenceMB 18 PG 17&17A-17E
Instrument DateFeb 8, 2022
Instrument202260013040
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address938 SUMNER LOOP, THE VILLAGES, FL 32163-5576

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateApr 15, 2021
Property Address938 SUMNER LOOP, THE VILLAGES, FL 32163-5576
Document Number0039780319
Book / Page3978 / 319
Map ReferenceMB 18 PG 17&17A-17E
Instrument DateMar 24, 2021
Instrument202160020838
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,401.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 GRAND PRAIRIE DR, NEW LENOX, IL 60451-3552

Mortgage

Document Number0003978320
DateApr 15, 2021
Instrument3978/320
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,365.00 (+1.19%) Homeowner's exemption$429,860 (+5.98%)$440,990 (+8.73%) Land $34,400 Building $406,590
2024$8,267.00 (+4.84%)
2023$7,885.00 (-4.02%) Additional exemption filed$405,590 (+5.51%) Land $22,940 Building $382,650$405,590 (+5.51%) Land $22,940 Building $382,650
2022$8,215.00$384,420 Land $28,670 Building $355,750$384,420 Land $28,670 Building $355,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 224 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 in force
Nearby Flood Claims4 (2004–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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