968 Ranch Bluff Rd, Villa Ridge, MO 63089 Property Records

Franklin County property record for 968 Ranch Bluff Rd, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1990
Lot Size	5.59 acres (243,936 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,627 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-6-13.0-0-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`18-6-13.0-0-000-005.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Lot Area	243,936 sqft (5.59 acres)
Shed	1 Shed

Location & Zoning

Street Address	968 RANCH BLUFF RD
City	VILLA RIDGE
State	MO
Zip	63089-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT NW NW N OF HWY 100
Legal Range	01E
Legal Township	43
Legal Section	13
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1052
Census Tract	800101

Owner

Source: Franklin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	968 RANCH BLUFF RD, VILLA RIDGE, MO 63089-1478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017
Deed Sale	May 26, 2017
Deed Document Number	1707958
Record Updated	Jun 8, 2026

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 26, 2017
Property Address	968 RANCH BLUFF RD, VILLA RIDGE, MO 63089-1478
Document Number	0000007958
Instrument Date	May 26, 2017
Instrument	7958
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	968 RANCH BLUFF RD VILLA RIDGE MO 630891478, VILLA RIDGE, MO 63089-1478

Mortgage

Document Number	9075
Date	May 26, 2017
Instrument	9075

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,627.00 (+29.72%)	$47,058 (+19.46%)	$247,670 (+19.46%) Land $70,730 Building $176,940
2023	$2,796.00 (+3.44%)	$39,393	$207,330 Land $60,110 Building $147,220
2022	$2,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20