901 Ranch Bluff Rd, Villa Ridge, MO 63089 Property Records

Franklin County property record for 901 Ranch Bluff Rd, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1982
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,176 (Apr 2017)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1-12.0-0-000-011.100`

Property Details

APN / Parcel Number

Primary APN	`18-1-12.0-0-000-011.100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	348,480 sqft (8 acres)
Utility Building	864 sqft

Location & Zoning

Street Address	901 RANCH BLUFF RD
City	VILLA RIDGE
State	MO
Zip	63089-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT W 1/2 SW
Legal Range	01E
Legal Township	43
Legal Section	12
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1052
Census Tract	800101

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 RANCH BLUFF RD, VILLA RIDGE, MO 63089-1478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Prior Sale	Apr 19, 2017
Deed Document Number	1705637
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 19, 2017
Property Address	901 RANCH BLUFF RD, VILLA RIDGE, MO 63089-1478
Document Number	0000005637
Instrument Date	Apr 13, 2017
Instrument	5637
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	901 RANCH BLUFF RD VILLA RIDGE MO 630891478, VILLA RIDGE, MO 63089-1478

Mortgage

Document Number	5638
Date	Apr 19, 2017
Instrument	5638

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,257.00 (+52.04%)	$55,230 (+40.02%)	$303,570 (+45.05%) Land $93,400 Building $210,170
2023	$2,800.00 (+15.04%)	$39,445	$209,280 Land $18,690 Building $190,590
2022	$2,434.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20