9677 Christmas Tree Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 9677 Christmas Tree Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1974
Lot Size	0.313 acres (13,618 sqft)
Owner	2 Company Names on Record
Last Sale	$332,000 (Jan 2013)
Tax Bill	$5,454 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`395-091-18-00`

Property Details

APN / Parcel Number

Primary APN	`395-091-18-00`
Alternative APN	`3950910600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	13,618 sqft (0.313 acres)
Lot Dimensions	150 ft deep x 83 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	3950910600
Street Address	9677 CHRISTMAS TREE LN
City	LAKESIDE
State	CA
Zip	92040-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 119 DOC74-78230 IN TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	1
Legal Lot Number	119
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage LENDINGHOME FUNDING CORP
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 12, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
May 18, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2013 · Amount on Record
Deed Sale	Jan 11, 2013 · Amount on Record
Prior Sale	Sep 25, 2012 · Amount on Record
Deed Document Number	201324189
Last Transfer Date	Jun 23, 2016
Transfer Doc	0000339115
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2026
Property Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Document Number	0000147044
Instrument Date	Mar 16, 2026
Instrument	2026147044
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303

Mortgage

Document Number	0000619314
Date	Aug 31, 2021
Instrument	2021-0619314

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333947
Date	Jul 25, 2017
Instrument	2017-0333947

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303

Mortgage

Document Number	0000002428
Date	Jan 4, 2021
Instrument	2021-0002428

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Document Number	0000119098
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9677 CHRISTMAS TREE LN LAKESIDE CA 920404303, LAKESIDE, CA 92040-4303

Mortgage

Document Number	0000119098
Date	Mar 9, 2020
Instrument	119098

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9677 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Document Number	0000197670
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9677 CHRISTMAS TREE LN LAKESIDE CA 920404303, LAKESIDE, CA 92040-4303

Mortgage

Document Number	0000197670
Date	May 23, 2019
Instrument	197670

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$404,437 (+2%) Land $157,000 Building $247,437
2025	$5,454.00 (+7.17%) Homeowner's exemption	$396,508 (+4.04%) Land $153,922 Building $242,586
2023	$5,089.00 (+2.05%) Homeowner's exemption	$381,113 Land $147,946 Building $233,167
2022	$4,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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