9639 Christmas Tree Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 9639 Christmas Tree Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1976
Lot Size	0.413 acres (17,998 sqft)
Owner	Company Name on Record
Last Sale	$470,000 (May 2018)
Tax Bill	$7,100 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`395-091-22-00`

Property Details

APN / Parcel Number

Primary APN	`395-091-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	17,998 sqft (0.413 acres)
Lot Dimensions	145 ft deep x 125 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9639 CHRISTMAS TREE LN
City	LAKESIDE
State	CA
Zip	92040-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 119 DOC76-14045 IN TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	1
Legal Lot Number	119
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Intrafamily Transfer, Transfer
Sep 15, 2021	Intrafamily Transfer, Transfer
Sep 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Nov 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 11, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Feb 27, 1986 · Amount on Record
Deed Document Number	2018190863
Prior Transfer Date	Jun 1, 1994
Prior Transfer Doc	0000407395
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2021
Property Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Document Number	0000652464
Map Reference	MAP 289
Instrument Date	Aug 28, 2021
Instrument	2021-0652464
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2021
Property Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Document Number	0000652463
Map Reference	MAP 289
Instrument Date	Aug 28, 2021
Instrument	2021-0652463
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2020
Property Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Document Number	0000549715
Map Reference	MAP 289
Instrument Date	Sep 3, 2020
Instrument	2020-0549715
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303

Mortgage

Document Number	0000549716
Date	Sep 18, 2020
Instrument	2020-0549716

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2019
Property Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Document Number	0000517159
Instrument Date	Sep 18, 2019
Instrument	517159
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9639 CHRISTMAS TREE LN LAKESIDE CA 920404303, LAKESIDE, CA 92040-4303

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2018
Property Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303
Document Number	0000190863
Map Reference	MAP 289
Instrument Date	Apr 3, 2018
Instrument	2018-0190863
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9639 CHRISTMAS TREE LN, LAKESIDE, CA 92040-4303

Mortgage

Document Number	0000190864
Date	May 11, 2018
Instrument	2018-0190864

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$545,468 (+2%) Land $207,777 Building $337,691
2025	$7,100.00 (+6.72%) Homeowner's exemption	$534,773 (+4.04%) Land $203,703 Building $331,070
2023	$6,653.00 (+1.91%) Homeowner's exemption	$514,009 Land $195,794 Building $318,215
2022	$6,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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