9663 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9663 Ethan Ridge Dr, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3 ba · 2,200 sqft · built 2011
Lot Size	0.045 acres (1,980 sqft)
Owner	Individual Name on Record
Last Sale	$396,000 (Sep 2014)
Tax Bill	$6,108 (2023)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-255829`

Property Details

APN / Parcel Number

Primary APN	`07-255829`
Alternative APN	`255829`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,980 sqft (0.045 acres)
Garage Type	Basement
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	255829
Street Address	9663 ETHAN RIDGE DR
City	FREDERICK
State	MD
Zip	21704-7725
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 25414 SECT P-5 1,980 SQ. FT. URBANA HIGHLANDS
Legal Subdivision	URBANA HLNDS URBANA PUD PRCL 4
Legal Lot Number	25414
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1029
Census Tract	752205

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9663 ETHAN RIDGE DR, FREDERICK, MD 21704-7725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2014 · Amount on Record
Deed Sale	Sep 5, 2014 · Amount on Record
Prior Sale	Sep 7, 2011 · Amount on Record
Deed Document Number	0010196142
Deed Book / Page	10196 / 142
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9663 ETHAN RIDGE DR, FREDERICK, MD 21704-7725
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132090330
Date	Sep 13, 2019
Book Page	13209/0330

Lender

Name	CORNERSTONE FIRST FINANCIAL LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9663 ETHAN RIDGE DR, FREDERICK, MD 21704-7725
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9663 ETHAN RIDGE DR, FREDERICK, MD 21704-7725

Mortgage

Document Number	0155150069
Date	Nov 22, 2021
Book Page	15515/69

Lender

Name	CORNERSTONE FIRST FINANCIAL LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,108.00 Homeowner's exemption	$429,167	$449,300 Land $120,000 Building $329,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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