967 Reponen Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 967 Reponen Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	13.3 acres (580,655 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Jul 2015)
Tax Bill	$6,004 (2026)
Deeds & Mortgages	Dec 2021 Refinance Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`92-010-4802`

Property Details

APN / Parcel Number

Primary APN	`92-010-4802`
Alternative APN	`34428`

Exterior

Lot Area	580,655 sqft (13.3 acres)

Location & Zoning

Account Number	34428
Street Address	967 REPONEN RD
City	CLOQUET
State	MN
Zip	55720-3365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF SE1/4 OF NE1/4 EX E 440 FT & EX MIN TOWN OF PERCH LAKE
Legal Range	18
Legal Township	49
Legal Section	25
Legal Subdivision	TOWN OF PERCH LAKE
Jurisdiction	CARLTON MN
Township / Civil Division	PERCH LAKE
Census Block Group	2
Census Block	2016
Census Tract	940000

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	967 REPONEN RD, CLOQUET, MN 55720-3365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Aug 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH SHORE FEDERAL CREDIT UNION
Nov 17, 2016	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 29, 2015	Warranty Deed, Transfer · VA Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2015 · Amount on Record
Deed Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	2015463796
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	967 REPONEN RD, CLOQUET, MN 55720-3365
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000503426
Date	Dec 7, 2021
Instrument	A000503426

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	967 REPONEN RD, CLOQUET, MN 55720-3365
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000512787
Date	Aug 4, 2023
Instrument	A000512787

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2038

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	967 REPONEN RD, CLOQUET, MN 55720-3365
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	METROPOLIS ABSTRACT, METROPOLITAN ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000471507
Date	Nov 17, 2016
Instrument	A000471507

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2046

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 29, 2015
Property Address	967 REPONEN RD, CLOQUET, MN 55720-3365
Document Number	A000463796
Instrument Date	Jul 9, 2015
Instrument	A000463796
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	NATIONAL TITLE DULUTH INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$782.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	967 REPONEN RD, CLOQUET, MN 55720-3365

Mortgage

Document Number	A000463797
Date	Jul 29, 2015
Instrument	A000463797

Lender

Name	LEND SMART MORTGAGE LLC
Type	Lending Institution
Address	SAINT PAUL, MN 55126

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Perch Lake Township
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,004.00 (+3.27%) Homeowner's exemption
2025		$424,900 (+4.35%) Land $81,800 Building $343,100	$424,900 (+4.35%) Land $81,800 Building $343,100
2024	$5,814.00 Homeowner's exemption	$407,200 (+1.27%) Land $81,800 Building $325,400	$407,200 (+1.27%) Land $81,800 Building $325,400
2023	$5,814.00 Homeowner's exemption	$402,100 (-) Land $76,800 Building $325,300	$402,100 (-) Land $76,800 Building $325,300
2022		$402,100 Land $76,800 Building $325,300	$402,100 Land $76,800 Building $325,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

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