919 Reponen Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 919 Reponen Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	20.9 acres (911,275 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (May 2008)
Tax Bill	$3,532 (2026)
Deeds & Mortgages	Mar 2020 Refinance Feb 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`92-010-4770`

Property Details

APN / Parcel Number

Primary APN	`92-010-4770`
Alternative APN	`34423`

Exterior

Lot Area	911,275 sqft (20.9 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	34423
Street Address	919 REPONEN RD
City	CLOQUET
State	MN
Zip	55720-3365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE1/4 NE1/4 EX N1/2 TOWN OF PERCH LAKE
Legal Range	18
Legal Township	49
Legal Section	25
Legal Subdivision	TOWN OF PERCH LAKE
Jurisdiction	CARLTON MN
Township / Civil Division	PERCH LAKE
Census Block Group	2
Census Block	2016
Census Tract	940000

Owner

Source: Carlton County records · APN 92-010-4770

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	919 REPONEN RD, CLOQUET, MN 55720-3365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WOODLAND NATIONAL BANK
Feb 14, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Jul 09, 2009	Deed of Trust, Mortgage · Conventional Mortgage WOODLANDS NATIONAL BANK
May 16, 2008	Warranty Deed, Transfer · Conventional Mortgage WOODLANDS NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2008 · Amount on Record
Deed Sale	May 16, 2008 · Amount on Record
Deed Document Number	2008417391
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	919 REPONEN RD, CLOQUET, MN 55720-3365
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	NORTHSHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000491025
Date	Mar 26, 2020
Instrument	A000491025

Lender

Name	WOODLAND NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	919 REPONEN RD, CLOQUET, MN 55720-3365
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	CARLTON COMPANY ABSTRACT, CARLTON CO ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000399471
Date	Feb 14, 2006
Instrument	A000399471

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2036

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	919 REPONEN RD, CLOQUET, MN 55720-3365
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	CARLTON COMPANY ABSTRACT, CARLTON CO ABSTRACT-TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000425364
Date	Jul 09, 2009
Instrument	A000425364

Lender

Name	WOODLANDS NATIONAL BANK
Address	STURGEON LAKE, MN 55783

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2039

May 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	May 16, 2008
Property Address	919 REPONEN RD, CLOQUET, MN 55720-3365
Document Number	A000417391
Instrument Date	May 15, 2008
Instrument	A000417391
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	CARLTON COMPANY ABSTRACT, CARLTON CO ABSTRACT-TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$547.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 REPONEN RD, CLOQUET, MN 55720-3365

Mortgage

Document Number	A000417392
Date	May 16, 2008
Instrument	A000417392

Lender

Name	WOODLANDS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2038

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Perch Lake Township
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,532.00 (+2.5%) Homeowner's exemption
2025		$275,200 (+0.62%) Land $102,700 Building $172,500	$275,200 (+0.62%) Land $102,700 Building $172,500
2024	$3,446.00 Homeowner's exemption	$273,500 (+5.44%) Land $102,700 Building $170,800	$273,500 (+5.44%) Land $102,700 Building $170,800
2023	$3,446.00 Homeowner's exemption	$259,400 (-) Land $95,400 Building $164,000	$259,400 (-) Land $95,400 Building $164,000
2022		$259,400 Land $95,400 Building $164,000	$259,400 Land $95,400 Building $164,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 13, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Fond du Lac Band of Lake Superior Chippewa Fiber	1,000 / 1,000

Based on FCC filings for 2 locations within half a mile of this property.

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