929 Reponen Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 929 Reponen Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	9.33 acres (406,415 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,170 (2026)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-010-4805`

Property Details

APN / Parcel Number

Primary APN	`92-010-4805`
Alternative APN	`34429`

Exterior

Lot Area	406,415 sqft (9.33 acres)

Location & Zoning

Account Number	34429
Street Address	929 REPONEN RD
City	CLOQUET
State	MN
Zip	55720-3365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 440 FT OF SE1/4 OF NE1/4 EX S 4 ACRES TOWN OF PERCH LAKE
Legal Range	18
Legal Township	49
Legal Section	25
Legal Subdivision	TOWN OF PERCH LAKE
Jurisdiction	CARLTON MN
Township / Civil Division	PERCH LAKE
Census Block Group	2
Census Block	2016
Census Tract	940000

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	929 REPONEN RD, CLOQUET, MN 55720-3365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	929 REPONEN RD, CLOQUET, MN 55720-3365
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000474098
Date	May 15, 2017
Instrument	A000474098

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	3 Years
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	Prime Rate
Max Rate	11.5%

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Perch Lake Township
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,170.00 (+6.92%) Homeowner's exemption
2025		$306,700 (+4.57%) Land $73,700 Building $233,000	$306,700 (+4.57%) Land $73,700 Building $233,000
2024	$3,900.00 Homeowner's exemption	$293,300 (+4.94%) Land $73,700 Building $219,600	$293,300 (+4.94%) Land $73,700 Building $219,600
2023	$3,900.00 Homeowner's exemption	$279,500 (-) Land $69,400 Building $210,100	$279,500 (-) Land $69,400 Building $210,100
2022		$279,500 Land $69,400 Building $210,100	$279,500 Land $69,400 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

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