967 Lawrence Ave, Elgin, IL 60123 Property Records

Kane County property record for 967 Lawrence Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,449 sqft · built 1900
Lot Size	0.216 acres (9,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Dec 2020)
Tax Bill	$7,002 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-277-014`

Property Details

APN / Parcel Number

Primary APN	`06-15-277-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	2,085 sqft
Basement Area	636 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,416 sqft (0.216 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	967 LAWRENCE AVE
City	ELGIN
State	IL
Zip	60123-3476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE E LINKFIELDS ADDN LOT 2 BLOCK 4
Legal Subdivision	GEORGE E LINKFIELDS ADDN
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3021
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	967 LAWRENCE AVE, ELGIN, IL 60123-3476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	202074996
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2020
Property Address	967 LAWRENCE AVE, ELGIN, IL 60123-3476
Document Number	0000074996
Instrument Date	Oct 26, 2020
Instrument	2020K074996
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	MIDWEST TTL & APPRAISAL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 LAWRENCE AVE, ELGIN, IL 60123-3476

Mortgage

Document Number	0000074997
Date	Dec 3, 2020
Instrument	2020K074997

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,002.00 (+15.85%) Homeowner's exemption	$99,789 (+8.57%) Land $27,868 Building $71,921	$299,487 (+8.57%) Land $83,637 Building $215,849
2024		$91,912 (+21.4%) Land $25,668 Building $66,244	$275,846 (+21.44%) Land $77,035 Building $198,812
2022	$6,044.00 (+4.57%) Homeowner's exemption	$75,713 (+6.96%) Land $21,144 Building $54,569	$227,139 (+6.96%) Land $63,432 Building $163,707
2021	$5,780.00 Homeowner's exemption	$70,786 Land $19,768 Building $51,018	$212,358 Land $59,304 Building $153,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20