Kane County property record for 909 Lawrence Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,104 sqft · built 1924 |
| Lot Size | 0.91 acres (3,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Aug 2011) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-151-009 |
| Primary APN | 06-14-151-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,840 sqft |
| Basement Area | 736 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,960 sqft (0.91 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 909 LAWRENCE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE E LINKFIELDS ADDN WEST 60 FT LOT 1 BLOCK 3 |
| Legal Subdivision | GEORGE E LINKFIELDS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 851102 |
909 Lawrence Ave is owned and occupied by two individuals who bought it in August 2011.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 LAWRENCE AVE, ELGIN, IL 60123-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2011 · Amount on File |
| Deed Sale | Aug 10, 2011 · Amount on File |
| Deed Document Number | 201146918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 909 LAWRENCE AVE, ELGIN, IL 60123-3434 |
| Document Number | 0000024798 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 909 LAWRENCE AVE ELGIN IL 601233434, ELGIN, IL 60123-3434 |
| Document Number | 0000024798 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 24798 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 14, 2040 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 909 Lawrence Ave was $3,973 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,973.00 Homeowner's exemption | $60,088 (+8.57%) Land $14,421 Building $45,667 | $180,336 (+8.57%) Land $43,280 Building $137,056 |
| 2024 | $55,345 Land $13,283 Building $42,062 | $166,101 Land $39,865 Building $126,236 | |
| 2022 | $3,433.00 (+5.08%) Homeowner's exemption | $45,591 (+6.96%) Land $10,942 Building $34,649 | $136,773 (+6.96%) Land $32,826 Building $103,947 |
| 2021 | $3,267.00 Homeowner's exemption | $42,624 Land $10,230 Building $32,394 | $127,872 Land $30,690 Building $97,182 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 909 Lawrence Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 909 Lawrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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