Kane County property record for 520 Lawrence Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Sep 1996) |
| Tax Bill | $5,997 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-129-009 |
| Primary APN | 06-14-129-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,658 sqft |
| Basement Area | 886 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 520 LAWRENCE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FINLA L MCCLURES ADDN LOT 2 BLOCK 2 |
| Legal Subdivision | FINLA L MCCLURES ADDN |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 851102 |
520 Lawrence Ave is owned by two individuals who bought it in September 1996.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 S EDISON AVE, ELGIN, IL 60123-7213 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 1996 · Amount on File |
| Deed Sale | Sep 3, 1996 · Amount on File |
| Deed Document Number | 199662857 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 520 Lawrence Ave was $5,997.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,997.00 | $78,616 (+8.57%) Land $17,472 Building $61,144 | $235,942 (+8.57%) Land $52,437 Building $183,505 |
| 2024 | $72,411 Land $16,093 Building $56,318 | $217,320 Land $48,298 Building $169,022 | |
| 2022 | $4,286.00 (+4.84%) Homeowner's exemption | $55,432 (+6.96%) Land $13,257 Building $42,175 | $166,296 (+6.96%) Land $39,771 Building $126,525 |
| 2021 | $4,088.00 Homeowner's exemption | $51,825 Land $12,394 Building $39,431 | $155,475 Land $37,182 Building $118,293 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 520 Lawrence Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 Lawrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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