St. Clair County property record for 9666 River St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Dec 2021) |
| Tax Bill | $1,727 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-388-0024-000 |
| Primary APN | 74-14-388-0024-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Lot Area | 7,013 sqft (0.161 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9666 RIVER ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 10 BLK 3 THE RANDOLPH FRAZER SUBD. SECS 5 & 8 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Subdivision | THE RANDOLPH FRAZER SUBD |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Legal Unit | 10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 646000 |
9666 River St is owned and occupied by an individual who bought it in December 2021.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9666 RIVER ST, CLAY, MI 48001-4665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MICHIGAN STATE HOUSING DEV AUTHORITY |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Dec 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on File |
| Deed Sale | Dec 16, 2021 · Amount on File |
| Prior Sale | Apr 18, 2012 · Amount on File |
| Deed Document Number | 202135266 |
| Deed Book / Page | 5465 / 128 |
| Prior Transfer Date | Jan 27, 2015 |
| Prior Transfer Doc | 004574/611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9666 RIVER ST, CLAY, MI 48001-4665 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7920 MCKINLEY RD, COTTRELLVILLE, MI 48039-3020 |
| Document Number | 0005474319 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 5474/319 |
| Instrument | 2022000900 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9666 RIVER ST, CLAY, MI 48001-4665 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 7920 MCKINLEY RD, COTTRELLVILLE, MI 48039-3020 |
| Document Number | 0005474308 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 5474/308 |
| Instrument | 2022000899 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 16, 2021 |
| Property Address | 9666 RIVER ST, CLAY, MI 48001-4665 |
| Document Number | 0005465128 |
| Book / Page | 5465 / 128 |
| Map Reference | LB 24 PG 1 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021035266 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | JBN TITLE, JB TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1341 LA CROIX RD, HARSENS ISLAND, MI 48028-9653 |
| Name | Verified Name |
|---|---|
| Address | 9666 RIVER ST, CLAY, MI 48001-4665 |
| Document Number | 2022000899 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2022000899 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 9666 River St was $1,727 with a homeowner's exemption, up 2.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,200 (+13.16%) | $120,400 | |
| 2025 | $1,727.00 (+2.19%) Homeowner's exemption | $53,200 | |
| 2024 | $1,690.00 | $106,400 | |
| 2023 | $49,200 | ||
| 2022 | $1,554.00 | $98,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9666 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9666 River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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