St. Clair County property record for 9649 River St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,375 sqft · built 1999 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $64,000 (Apr 2011) |
| Tax Bill | $1,646 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-388-0011-000 |
| Primary APN | 74-14-388-0011-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,375 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9649 RIVER ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 4 BLK 2 THE RANDOLPH FRAZER SUBD. |
| Legal Subdivision | THE RANDOLPH FRAZER SUBD |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9649 RIVER ST, CLAY, MI 48001-4666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2011 · Amount on Record |
| Deed Sale | Apr 12, 2011 · Amount on Record |
| Deed Document Number | 201111943 |
| Deed Book / Page | 4140 / 535 |
| Record Updated | Oct 29, 2026 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,700 (+14.3%) | $201,400 (+14.3%) | |
| 2025 | $1,646.00 (+2.11%) Homeowner's exemption | $88,100 (+7.83%) | |
| 2024 | $1,612.00 (+8.12%) | $176,200 (+7.83%) | |
| 2023 | $81,700 | ||
| 2022 | $1,491.00 | $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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