St. Clair County property record for 9629 River St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft |
| Lot Size | 0.256 acres (11,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Aug 2023) |
| Tax Bill | $2,207 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-388-0009-000 |
| Primary APN | 74-14-388-0009-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Lot Area | 11,151 sqft (0.256 acres) |
|---|---|
| Lot Depth | 140 ft Depth |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9629 RIVER ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 1 & 2 BLK 2 THE RANDOLPH FRAZER SUBD. SECS 5 & 8 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Subdivision | THE RANDOLPH FRAZER SUBD |
| Legal Block | 2 |
| Legal Lot Number | 1-2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 646000 |
9629 River St is owned and occupied by an individual who bought it in August 2023.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9629 RIVER ST, CLAY, MI 48001-4666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INC |
| Aug 2, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on File |
| Deed Sale | Aug 2, 2023 · Amount on File |
| Prior Sale | Mar 29, 2021 · Amount on File |
| Deed Document Number | 202313646 |
| Deed Book / Page | 5642 / 663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9629 RIVER ST, CLAY, MI 48001-4666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5106 TAFT RD, CLAY, MI 48001-4399 |
| Document Number | 0000563513 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 5635/13 |
| Instrument | 2023011943 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 2, 2023 |
| Property Address | 9629 RIVER ST, CLAY, MI 48001-4666 |
| Document Number | 0005642663 |
| Book / Page | 5642 / 663 |
| Map Reference | LB 24 PG 1 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023013646 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $772.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 696 BLACKTHORN DR, CRYSTAL LAKE, IL 60014-4564 |
| Name | Verified Name |
|---|---|
| Address | 9629 RIVER ST, CLAY, MI 48001-4666 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 29, 2021 |
| Property Address | 9629 RIVER ST, CLAY, MI 48001-4666 |
| Document Number | 0005342151 |
| Book / Page | 5342 / 151 |
| Map Reference | LB 24 PG 1 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2021009009 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9629 RIVER ST, 9629, CLAY, MI 48001-4666 |
| Name | Verified Name |
|---|---|
| Address | 9629 RIVER ST, CLAY, MI 48001-4666 |
| Document Number | 2021009011 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021009011 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 9629 River St was $2,207 with a homeowner's exemption, up 2.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,500 (+5.06%) | $133,000 | |
| 2025 | $2,207.00 (+2.22%) Homeowner's exemption | $63,300 | |
| 2024 | $2,159.00 | $126,600 | |
| 2023 | $59,400 | ||
| 2022 | $1,989.00 | $118,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9629 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9629 River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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