9656 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9656 Ethan Ridge Dr, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3 ba · 2,988 sqft · built 2009
Lot Size	0.053 acres (2,300 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jul 2022)
Tax Bill	$7,693 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-250487`

Property Details

APN / Parcel Number

Primary APN	`07-250487`
Alternative APN	`250487`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,988 sqft Living Area
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,300 sqft (0.053 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	250487
Street Address	9656 ETHAN RIDGE DR
City	FREDERICK
State	MD
Zip	21704-7389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 18067 2,300 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-18 PRCL 01
Legal Lot Number	18067
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1033
Census Tract	752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9656 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 19, 2018	Deed, Transfer · VA Mortgage BLUE RIDGE BANK
Aug 14, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Book / Page	16050 / 455
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 26, 2022
Property Address	9656 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0160500461
Book / Page	16050 / 461
Map Reference	MB 85 PG 148
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9656 ETHAN RIDGE DR, FREDERICK, MD 21704-7389

Mortgage

Document Number	0016050462
Date	Jul 26, 2022
Instrument	16050/462

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 19, 2018
Property Address	9656 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0126290317
Book / Page	12629 / 0317
Map Reference	MB85 PG148
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PRUITT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9656 ETHAN RIDGE DR, FREDERICK, MD 21704-7389

Mortgage

Document Number	0012629329
Date	Sep 19, 2018
Instrument	12629/329

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 14, 2017
Property Address	9656 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0119760151
Book / Page	011976 / 000151
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4062 FINSBURY LN FREDERICK MD 217047402, FREDERICK, MD 21704-7402
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,133 (+26.63%)	$639,200 (+26.83%) Land $170,000 Building $469,200
2025	$7,693.00 (+16.9%)
2023	$6,581.00	$469,200	$504,000 Land $135,000 Building $369,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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