9646 Cedar Point Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 9646 Cedar Point Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,612 sqft · built 1987
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (May 2022)
Tax Bill$5,493 (2024)
Deeds & MortgagesJan 2023 Second Mortgage
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-13-10-301-057.000-018

Property Details

APN / Parcel Number

Primary APN29-13-10-301-057.000-018
Alternative APNs
  • 291310301057000034
  • 1713100301057000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,612 sqft Living Area
1st Floor Area2,612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2008
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions179 ft deep x 120 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1713100301057000
Old Parcel Number291310301057000034
Street Address9646 CEDAR POINT DR
CityCARMEL
StateIN
Zip46032-9574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .58, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 4, IRREGULAR SHAPE
Legal Range03
Legal Township17
Legal Section10
Legal SubdivisionCEDAR POINT
Legal Lot Number4
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1018
Census Tract111103

Owner

Source: Hamilton County records · APN 29-13-10-301-057.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9646 CEDAR POINT DR, CARMEL, IN 46032-9574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
May 09, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 09, 2022Warranty Deed, Transfer
Feb 08, 2021Personal Representative Deed, Transfer · Conventional Mortgage
INTERRA CU
Oct 26, 2018Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2022 · Amount on Record
Deed SaleMay 09, 2022 · Amount on Record
Prior SaleMay 09, 2022 · Amount on Record
Deed Document Number2022023294
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address9646 CEDAR POINT DR, CARMEL, IN 46032-9574
Transaction TypeMortgage
Record UpdatedJun 09, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002547
DateJan 26, 2023
Instrument2023002547
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2043

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateMay 09, 2022
Property Address9646 CEDAR POINT DR, CARMEL, IN 46032-9574
Document Number0000023296
Map ReferenceMB 6 PG 131-132
Instrument DateMay 05, 2022
Instrument2022023296
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9646 CEDAR POINT DR, CARMEL, IN 46032-9574

Mortgage

Document Number0000023295
DateMay 09, 2022
Instrument2022023295
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 09, 2022
Property Address9646 CEDAR POINT DR, CARMEL, IN 46032-9574
Document Number0000023294
Map ReferenceMB 6 PG 131-132
Instrument DateMay 05, 2022
Instrument2022023294
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address9646 CEDAR POINT DR, CARMEL, IN 46032-9574

February 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionHAMILTON IN
Recording DateFeb 08, 2021
Property Address9646 CEDAR POINT DR, CARMEL, IN 46032-9574
Document Number0000010041
Map ReferenceMB 6 PG 131&132
Instrument DateJan 22, 2021
Instrument2021010041
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9646 CEDAR POINT DR, CARMEL, IN 46032-9574

Mortgage

Document Number0000010042
DateFeb 08, 2021
Instrument2021010042
Lender
NameINTERRA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateOct 26, 2018
Property Address9646 CEDAR POINT DR, CARMEL, IN 46032-9574
Document Number0000050897
Instrument DateOct 25, 2018
Instrument50897
Transaction TypeTransfer
Record UpdatedDec 09, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9646 CEDAR POINT DR CARMEL IN 460329574, CARMEL, IN 46032-9574

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$549,700 (+13.01%) Land $84,300 Building $465,400$549,700 (+13.01%) Land $84,300 Building $465,400
2024$5,493.00 (+8.64%)$486,400 (+4.53%) Land $84,300 Building $402,100$486,400 (+4.53%) Land $84,300 Building $402,100
2023$5,056.00 (+134.29%) Homeowner's exemption$465,300 (+22.19%) Land $84,300 Building $381,000$465,300 (+22.19%) Land $84,300 Building $381,000
2022$2,158.00 Homeowner's exemption$380,800 Land $72,800 Building $308,000$380,800 Land $72,800 Building $308,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Spectrum, Verizon.

Based on FCC filings for 88 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cedar Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number