Okaloosa County property record for 966 Valley Rd, Crestview, FL 32539 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1979 |
| Lot Size | 0.341 acres (14,856 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Nov 2025) |
| Tax Bill | $1,176 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-0878-5 |
| Primary APN | C56-000-592-0878-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Heated Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 312 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 14,856 sqft (0.341 acres) |
| Lot Width | 100 ft Width |
| Porch | Finished/Screened Porch |
| Porch Area | 192 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 966 VALLEY RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RE S/D BLK 18 OAKDALE M/F LOTS 5 & 6 BLK 2 RE 966 VALLEY RD |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | OAKDALE M/F RESUB BLK 18 |
| Legal Block | 2,18 |
| Legal Lot Number | 5,6 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20400 |
Source: Okaloosa County records · APN C56-000-592-0878-5
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 966 VALLEY RD, CRESTVIEW, FL 32539-8985 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage OKALOOSA COUNTY |
| Nov 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Jun 04, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 16, 2017 | Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Jun 04, 2021 · Amount on Record |
| Deed Document Number | 3785575 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 966 VALLEY RD, CRESTVIEW, FL 32539-8985 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 966 VALLEY RD, CRESTVIEW, FL 32539-8985 |
| Document Number | 0003787380 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 3787380 |
| Name | OKALOOSA COUNTY |
|---|---|
| Type | Government Agency |
| Address | SHALIMAR, FL 32579 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 21, 2025 |
| Property Address | 966 VALLEY RD, CRESTVIEW, FL 32539-8985 |
| Document Number | 0003785575 |
| Map Reference | MB 2 PG 131 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 3785575 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5293 CONSTITUTION RD, CRESTVIEW, FL 32539-6193 |
| Name | Verified Name |
|---|---|
| Address | 966 VALLEY RD, CRESTVIEW, FL 32539-8985 |
| Document Number | 0003785576 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 3785576 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 04, 2021 |
| Property Address | 966 VALLEY RD, CRESTVIEW, FL 32539-8985 |
| Document Number | 0035512829 |
| Book / Page | 3551 / 2829 |
| Map Reference | MB 2 PG 131 |
| Instrument Date | May 28, 2021 |
| Instrument | 3461069 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,344.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 RIVER BIRCH DR, 25, EUHARLEE, GA 30145-2887 |
| Name | Verified Name |
|---|---|
| Address | 966 VALLEY RD, CRESTVIEW, FL 32539-8985 |
| Document Number | 35512831 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 3551/2831 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 16, 2017 |
| Property Address | 966 VALLEY RD, CRESTVIEW, FL 32539-8985 |
| Document Number | 0033220029 |
| Book / Page | 3322 / 0029 |
| Map Reference | MB2 PG131 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 3166474 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 MATTIES WAY, 248, DESTIN, FL 32541-3421 |
| Name | Verified Name |
|---|---|
| Address | 966 VALLEY RD, CRESTVIEW, FL 32539-8985 |
| Document Number | 0003166475 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 3166475 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,176.00 (-0.68%) Homeowner's exemption | $146,799 (-0.47%) | $148,705 (-2.58%) Land $31,693 Building $117,012 |
| 2023 | $1,184.00 (+2.87%) Homeowner's exemption | $147,497 (+3%) | $152,637 (+6.59%) Land $26,926 Building $125,711 |
| 2022 | $1,151.00 Homeowner's exemption | $143,201 Land $25,165 Building $118,036 | $143,201 Land $25,165 Building $118,036 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910204001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2010, other causes |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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