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965 Valley Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 965 Valley Rd, Crestview, FL 32539 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage984 sqft Heated Area
Lot Size0.251 acres
OccupancyOwner Occupied
Last Sale$205,000 (2022)
Tax Bill$1,032.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-592-0841-3
Alternative APN
  • 04-3N-23-1845-0006-0120

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area984 sqft Heated Area
Gross Area1,337 sqft Gross Area
1st Floor984 sqft 1st Floor
Stories1 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area10,960 sqft
Lot Width73 ft Width
Garage Area288 sqft Garage
PorchOpen Porch
Porch Area28 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address965 VALLEY RD
CityCRESTVIEW
StateFL
Zip32539-8992
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRE S/D BLK 17 OAKDALE M/F LOT 12 BLK 6
Legal Range23
Legal Township03N
Legal Section04
Legal SubdivisionOAKDALE M/F RESUB BLK 17
Legal Block6,17
Legal Lot Number12
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup1
Census Block1018
Census Tract20400

Owner

Source: Okaloosa County records · APN C56-000-592-0841-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address965 VALLEY RD, CRESTVIEW, FL 32539-8992
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE
Jul 29, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
PRIME LNDG
Jul 30, 2019Correction Deed
OLD SOUTH LAND TITLE
Jun 18, 2019Warranty Deed, Transfer
OLD SOUTH LAND TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2022 · Amount on Record
Deed SaleNov 17, 2022 · Amount on Record
Prior SaleJul 29, 2020 · Amount on Record
Deed Doc Number3591603
Deed Book / Page3651 / 3655
Record RefreshedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 17, 2022
Property Address965 VALLEY RD, CRESTVIEW, FL 32539-8992
Document Number0036513655
Book / Page3651 / 3655
Map ReferenceMB 2 PG 103
Instrument DateNov 14, 2022
Instrument3591603
Transaction TypeTransfer
Record UpdatedDec 06, 2022
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2744 ROUTE 16 N, 2744, OLEAN, NY 14760-9772

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 VALLEY RD, CRESTVIEW, FL 32539-8992

Mortgage

Document Number0036513656
DateNov 17, 2022
Instrument3651/3656
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Mortgage

Document Number0036513672
DateNov 17, 2022
Book Page3651/3672
Instrument3591605
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateJul 29, 2020
Property Address965 VALLEY RD, CRESTVIEW, FL 32539-8992
Document Number0034784125
Book / Page003478 / 004125
Instrument DateJul 24, 2020
Instrument3377068
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 02, 2020
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,049.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address318 KING ST OLEAN NY 147603122, OLEAN, NY 14760-3122

Mortgage

Document Number34784126
DateJul 29, 2020
Book Page003478/004126
Instrument3377069
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 28, 2050

July 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateJul 30, 2019
Property Address965 VALLEY RD, CRESTVIEW, FL 32539-8992
Document Number0034111330
Book / Page003411 / 001330
Instrument DateJul 18, 2019
Instrument3294415
Record UpdatedAug 19, 2019
Title CompanyOLD SOUTH LAND TITLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5498 LUNNIE BARNES ST BAKER FL 325318348, BAKER, FL 32531-8348

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 18, 2019
Property Address965 VALLEY RD, CRESTVIEW, FL 32539-8992
Document Number0034043111
Book / Page003404 / 003111
Instrument DateJun 12, 2019
Instrument3285406
Transaction TypeTransfer
Record UpdatedJul 04, 2019
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Tax$455.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5498 LUNNIE BARNES ST BAKER FL 325318348, BAKER, FL 32531-8348

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,032.00 (-28.13%)$132,662 (-3.78%) Land $21,129 Building $111,533$132,662 (-3.78%) Land $21,129 Building $111,533
2023$1,436.00 (+13.43%)$137,875 (+6.64%) Land $17,951 Building $119,924$137,875 (+6.64%) Land $17,951 Building $119,924
2022$1,266.00$129,294 Land $16,777 Building $112,517$129,294 Land $16,777 Building $112,517

Flood & Wildfire

965 Valley Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 8th in Florida
Wildfire LikelihoodLow — about 1 in 2,041 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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