Okaloosa County property record for 960 Valley Rd, Crestview, FL 32539 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,407 sqft Living Area |
| Lot Size | 10,118 sqft (0.232 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,000 (2025) |
| Tax Bill | $1,071.00 (2025) |
| Primary APN | C56-000-592-0891-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,407 sqft Living Area |
| Gross Area | 2,059 sqft Gross Area |
| 1st Floor | 1,407 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 10,118 sqft (0.232 acres) |
| Lot Width | 65 ft Width |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Porch Area | 192 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 960 VALLEY RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8924 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RE S/D BLK 18 OAKDALE M/F S30 FT LOT 4 & N35 FT LOT 5 BLK 3 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | OAKDALE M/F |
| Legal Block | 18,3 |
| Legal Lot Number | 3B |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | CRESTVIEW |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 20400 |
Source: Okaloosa County records · APN C56-000-592-0891-8
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 960 VALLEY RD, CRESTVIEW, FL 32539-8924 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 26, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Prior Sale | May 01, 2013 · Amount on Record |
| Deed Doc Number | 20253777511 |
| Prior Transfer Date | Nov 14, 2008 |
| Prior Transfer Doc | 0028654225 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 960 VALLEY RD, CRESTVIEW, FL 32539-8924 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 960 VALLEY RD, CRESTVIEW, FL 32539-8924 |
| Document Number | 0003707356 |
|---|---|
| Date | Aug 26, 2024 |
| Instrument | 3707356 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 13, 2025 |
| Property Address | 960 VALLEY RD, CRESTVIEW, FL 32539-8924 |
| Document Number | 0003777511 |
| Map Reference | MB 2 PG 131 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 3777511 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | CONNECT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1622 CATHEDRAL LN, KNOXVILLE, TN 37924-2382 |
| Name | Verified Name |
|---|---|
| Address | 960 VALLEY RD, CRESTVIEW, FL 32539-8924 |
| Investor | Possibly a Property Investor |
| Document Number | 0003777512 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 3777512 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,071.00 (+3.88%) | $135,750 (+2.9%) | $165,578 (+3.71%) Land $21,129 Building $144,449 |
| 2024 | $1,031.00 (+3.41%) Homeowner's exemption | $131,924 (+3%) | $159,654 (-7.96%) Land $19,208 Building $140,446 |
| 2023 | $997.00 (+3%) Homeowner's exemption | $128,082 (+3%) | $173,463 (+6.3%) Land $17,951 Building $155,512 |
| 2022 | $968.00 Homeowner's exemption | $124,351 | $163,175 Land $16,777 Building $146,398 |
960 Valley Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 11th in Florida |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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