966 Co Rd 703, Cotter, AR 72626 Property Records

Baxter County property record for 966 Co Rd 703, Cotter, AR 72626

Property Summary

Property Type	Mobile Home
Details	1,792 sqft · built 1994
Lot Size	0.309 acres (13,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Aug 2001)
Tax Bill	$387 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`002-09436-000`

Property Details

APN / Parcel Number

Primary APN	`002-09436-000`
Alternative APN	`21993`

Interior

Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile/Manufactured
Lot Area	13,500 sqft (0.309 acres)
Garage Type	Attached
Garage Area	934 sqft
Driveway	Concrete Driveway
Driveway Area	1,500 sqft
Porch	Slab
Porch Area	600 sqft
Deck Area	1,260 sqft

Location & Zoning

Street Address	966 COUNTY ROAD 703
City	COTTER
State	AR
Zip	72626-9120
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 14 & NORTHWESTERLY 20 FEET LOT 15 RIVER VIEW PARADISE
Legal Range	15
Legal Township	19
Legal Section	12
Legal Subdivision	RIVER VIEW PARADISE
Legal Lot Number	14,15
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	1
Census Block	1075
Census Tract	950900

Owner

Source: Baxter County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	966 COUNTY ROAD 703, COTTER, AR 72626-9120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage CS BANK
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit CENTURY BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2001 · Amount on Record
Deed Sale	Aug 23, 2001 · Amount on Record
Deed Book / Page	2001 / 9012
Last Transfer Date	Nov 9, 2023
Transfer Doc	0000010355
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Recording Date	Jul 7, 2026
Property Address	966 COUNTY ROAD 703, COTTER, AR 72626-9120
Document Number	0000005965
Instrument Date	Jul 6, 2026
Instrument	20265965
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000005965,
Date	Jul 7, 2026
Instrument	20265965

Lender

Name	CS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 6, 2029

Interest

Rate	6.48%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	966 COUNTY ROAD 703, COTTER, AR 72626-9120
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202113163
Date	Nov 15, 2021
Instrument	L202113163

Lender

Name	CENTURY BANK OF THE OZARKS
Type	Bank
Address	DOUGLAS, AZ 85655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Sep 14, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$387.00 (-20.53%) Homeowner's exemption	$30,370 (-) Land $12,000 Building $18,370
2024	$487.00 (-13.35%)
2023	$562.00 Homeowner's exemption	$30,370 Land $12,000 Building $18,370	$151,850 Land $60,000 Building $91,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 65% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

May also be available: Northern Arkansas Telephone Company.

Cell Coverage

5G and 4G LTE (outdoors only)

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