806 Co Rd 703, Cotter, AR 72626 Property Records

Baxter County property record for 806 Co Rd 703, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Owner	Company Name on Record
Last Sale	$1,540,000 (Jan 2024)
Tax Bill	$10,157 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Jan 2024 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`002-09430-000`

Property Details

APN / Parcel Number

Primary APN	`002-09430-000`
Alternative APN	`21986`

Interior

Stories	1 Story

Exterior

Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	806 COUNTY ROAD 703
City	COTTER
State	AR
Zip	72626-9121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4,5,6,7 RIVER VIEW PARADISE ADD
Legal Subdivision	RIVER VIEW PARADISE
Legal Lot Number	4-7
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	1
Census Block	1075
Census Tract	950900

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	192 COUNTY ROAD 715, GASSVILLE, AR 72635-8237
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed of Trust, Mortgage · Construction Mortgage FNBC BANK
Jan 3, 2024	Warranty Deed, Transfer · Line of Credit FNBC BANK
Nov 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	L202400071
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	806 COUNTY ROAD 703, COTTER, AR 72626-9121
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202408498
Date	Oct 7, 2024
Instrument	L202408498

Lender

Name	FNBC BANK
Type	Bank
Address	ASH FLAT, AR 72513

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Oct 7, 2030

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Jan 3, 2024
Property Address	806 COUNTY ROAD 703, COTTER, AR 72626-9121
Document Number	L202400071
Instrument Date	Jan 2, 2024
Instrument	L202400071
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	LEGACY TX TITLE COMPANY, LEGACY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,082.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 OLD MILITARY RD, MOUNTAIN HOME, AR 72653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 COUNTY ROAD 715, GASSVILLE, AR 72635-8237

Mortgage

Document Number	L202400072
Date	Jan 3, 2024
Instrument	L202400072

Lender

Name	FNBC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 2, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Nov 2, 2017
Property Address	806 COUNTY ROAD 703, COTTER, AR 72626-9121
Document Number	L201709588
Instrument Date	Oct 30, 2017
Instrument	L201709588
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Tax	$1,329.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 COUNTY ROAD 703, COTTER, AR 72626-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 MALLARD POINT CIR, MOUNTAIN HOME, AR 72653-7073
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,157.00 (+12.15%)	$220,000 (-) Land $48,000 Building $172,000
2024	$9,057.00 (-6.93%)
2023	$9,731.00	$220,000 Land $48,000 Building $172,000	$1,100,000 Land $240,000 Building $860,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 67% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northern Arkansas Telephone Company Fiber · DSL	2,500 / 2,500
NEXT, Powered by NAEC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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