1058 Co Rd 703, Cotter, AR 72626 Property Records

Baxter County property record for 1058 Co Rd 703, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,598 sqft
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Company Names on Record
Last Sale	$210,000 (Feb 2022)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`001-09945-103`

Property Details

APN / Parcel Number

Primary APN	`001-09945-103`
Alternative APN	`13767`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,598 sqft Living Area
1st Floor Area	3,598 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Flooring	Hardwood

Exterior

Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	500 sqft
Driveway	Driveway
Driveway Area	5,050 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	646 sqft
Deck Area	581 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1058 COUNTY ROAD 703
City	COTTER
State	AR
Zip	72626-9119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TRACT OF LAND LYING IN THE SOUTH HALF OF FRACTIONAL SECTION 12, TOWNSHIP 19 NORTH, RANGE 15 WEST, LEFT BANK OF WHITE RIVER,
Legal Tract	A
Legal Lot Number	18
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	1
Census Block	1075
Census Tract	950900

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1058 COUNTY ROAD 703, COTTER, AR 72626-9119
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Deed of Trust, Mortgage · ARM ARVEST BANK
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Feb 2, 2022	Warranty Deed, Transfer LEGACY TX TITLE COMPANY, LEGACY TITLE COMPANY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	L202201356
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	1058 COUNTY ROAD 703, COTTER, AR 72626-9119
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L201809046
Date	Oct 11, 2018
Instrument	L201809046

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.32%
Index	1-Year CMT
Margin	3
Max Rate	9.37%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	1058 COUNTY ROAD 703, COTTER, AR 72626-9119
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L201806686
Date	Aug 2, 2018
Instrument	L201806686

Lender

Name	ARVEST BANK
Type	Bank
Address	ROGERS, AR 72756

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jul 30, 2019

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Feb 2, 2022
Property Address	1058 COUNTY ROAD 703, COTTER, AR 72626-9119
Document Number	L202201356
Instrument Date	Feb 2, 2022
Instrument	L202201356
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	LEGACY TX TITLE COMPANY, LEGACY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$693.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7574 DENTON FERRY RD, COTTER, AR 72626-9118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1058 COUNTY ROAD 703, COTTER, AR 72626-9119

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,567.00 (+28.61%) Homeowner's exemption	$181,670 (-) Land $11,000 Building $170,670
2024	$3,551.00 (-2.07%)
2023	$3,626.00 Homeowner's exemption	$181,670 Land $11,000 Building $170,670	$908,350 Land $55,000 Building $853,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 65% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

May also be available: Northern Arkansas Telephone Company.

Cell Coverage

5G and 4G LTE (outdoors only)

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