964 Arrowhead Dr, Gardnerville, NV 89460 Property Records

Douglas County property record for 964 Arrowhead Dr, Gardnerville, NV 89460

Property Summary

Property Type	Duplex
Details	4,323 sqft · built 1977
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Tax Bill	$5,199 (2026)
Deeds & Mortgages	May 2022 Reverse Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1220-16-510-022`

Property Details

APN / Parcel Number

Primary APN	`1220-16-510-022`
Alternative APNs	`000027441040` `27441040`

Interior

Units	2 Units
Stories	1 Story
Building Area	4,323 sqft Living Area
Gross Area	5,799 sqft
1st Floor Area	4,323 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	1,476 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Old Parcel Number	000027441040
Street Address	964 ARROWHEAD DR
City	GARDNERVILLE
State	NV
Zip	89460-8957
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GARDNERVILLE RANCHOS #2 LOT 414
Legal Range	20E
Legal Township	12N
Legal Section	16
Legal Subdivision	GARDNERVILLE RANCHOS #2
Legal Block	1
Legal Lot Number	414
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1007
Census Tract	1000

Owner

964 Arrowhead Dr, a duplex, is owned and occupied by an individual.

Source: Douglas County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	964 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 5, 2020	Deed of Trust, Mortgage · FHA Mortgage LONGBRIDGE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	964 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957
Investor	Possibly a Property Investor

Mortgage

Document Number	0000085056
Date	May 16, 2022
Instrument	2022-985056

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	964 ARROWHEAD DR, GARDNERVILLE, NV 89460-8957
Document Number	0000945872
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	964 ARROWHEAD DR GARDNERVILLE NV 894608957, GARDNERVILLE, NV 89460-8957

Mortgage

Document Number	0000945872
Date	May 11, 2020
Instrument	945872

Lender

Name	LONGBRIDGE FIN'L
Address	1 INTERNATIONAL BLVD # 900, MAHWAH, NJ 07495-0027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3.58%

Tax Assessment & Valuation

The 2026 property tax bill for 964 Arrowhead Dr was $5,199, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,199.00 (+3.01%)	$172,301 (+3.05%) Land $43,750 Building $128,551
2025	$5,047.00	$167,199 Land $35,000 Building $132,199	$477,711 Land $100,000 Building $377,711
2023	$4,758.00	$161,347 Land $35,000 Building $126,347	$460,991 Land $100,000 Building $360,991
2021			$399,943 Land $75,000 Building $324,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 964 Arrowhead Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1997)
Most Recent Claim	Jan 1997 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Arrowhead Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.8% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber, Verizon.

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