Hamilton County property record for 9655 Zig Zag Rd, Montgomery, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 5 ba · 3,122 sqft · built 2018 |
| Lot Size | 0.505 acres (22,041 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $18,645 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Feb 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0005-0013-00 |
| Primary APN | 603-0005-0013-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,122 sqft Living Area |
| 1st Floor Area | 2,002 sqft |
| 2nd Floor Area | 1,120 sqft |
| Attic | Attic |
| Attic Area | 520 sqft |
| Basement Area | 2,002 sqft |
| Finished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,041 sqft (0.505 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 9655 ZIG ZAG RD |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45242-7154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ZIG ZAG RD 100 X 220 R1-T4-S9 N E |
| Legal Range | 01 |
| Legal Township | 04 |
| Legal Section | 09 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23902 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9730 FARMSTEAD DR, LOVELAND, OH 45140-6215 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Transfer on Death Deed, Transfer |
| Feb 14, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| May 14, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Feb 22, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2018 |
| Deed Sale | May 14, 2018 |
| Prior Sale | Jan 20, 2016 · Amount on Record |
| Deed Document Number | 18-0040435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 2, 2026 |
| Property Address | 9655 ZIG ZAG RD, MONTGOMERY, OH 45242-7154 |
| Document Number | 0000015136 |
| Book / Page | 15613 / 1611 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026-0015136 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9655 ZIG ZAG RD, MONTGOMERY, OH 45242-7154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000010060 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 15103/271 |
| Instrument | 2024-0010060 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | 225 PICTORIA DR STE 700, CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 10, 2049 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9655 ZIG ZAG RD, MONTGOMERY, OH 45242-7154 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037260 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 13917/01874 |
| Instrument | 2019-0037260 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 22, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9655 ZIG ZAG RD, MONTGOMERY, OH 45242-7154 |
| Document Number | 0000015269 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9655 ZIG ZAG RD MONTGOMERY OH 452427154, MONTGOMERY, OH 45242-7154 |
| Document Number | 0000015269 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 013865/000173 |
| Instrument | 15269 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 28, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,645.00 (-0.06%) | $355,786 (-) Land $112,035 Building $243,751 | |
| 2024 | $18,656.00 (+1.11%) | $355,786 (-) Land $112,035 Building $243,751 | |
| 2023 | $18,451.00 (-4.68%) | $355,786 (+14.06%) Land $112,035 Building $243,751 | $1,016,530 (+14.06%) Land $320,100 Building $696,430 |
| 2022 | $19,356.00 | $311,938 Land $109,725 Building $202,213 | |
| 2020 | $891,250 Land $313,500 Building $577,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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