9630 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9630 Zig Zag Rd, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,213 sqft · built 2010
Lot Size	0.392 acres (17,115 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jul 2020)
Tax Bill	$13,429 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`603-0001-0046-00`

Property Details

APN / Parcel Number

Primary APN	`603-0001-0046-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,213 sqft Living Area
1st Floor Area	1,444 sqft
2nd Floor Area	1,769 sqft
Basement Area	1,444 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	17,115 sqft (0.392 acres)
Lot Dimensions	210 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9630 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZIG ZAG RD 81.50 X 210R1-T4-S3 NW
Legal Range	01
Legal Township	04
Legal Section	03
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3015
Census Tract	23902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2917 MINOT AVE, CINCINNATI, OH 45209-1650
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Apr 21, 2010 · Amount on Record
Deed Document Number	2020-0068610
Deed Book / Page	14211 / 1393
Record Updated	Jun 8, 2026

July 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 16, 2020
Property Address	9630 ZIG ZAG RD, MONTGOMERY, OH 45242-7112
Document Number	0000068610
Book / Page	14211 / 1393
Instrument Date	Jul 4, 2020
Instrument	2020-0068610
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	BUCKEYE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9630 ZIG ZAG RD, MONTGOMERY, OH 45242-7112

Mortgage

Document Number	0000068611
Date	Jul 16, 2020
Instrument	2020-0068611

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,429.00 (+2.38%)	$262,500 (-) Land $39,613 Building $222,887
2024	$13,117.00 (-0.57%)	$262,500 (-) Land $39,613 Building $222,887
2023	$13,192.00 (+13.03%)	$262,500 (+35.51%) Land $39,613 Building $222,887	$750,000 (+35.51%) Land $113,180 Building $636,820
2022	$11,671.00 Homeowner's exemption	$193,711 Land $39,613 Building $154,098
2020			$553,460 Land $113,180 Building $440,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20