Hamilton County property record for 9680 Zig Zag Rd, Montgomery, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 5,802 sqft · built 2017 |
| Lot Size | 0.617 acres (26,877 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,365,486 (Jan 2018) |
| Tax Bill | $33,412 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2021 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0001-0104-00 |
| Primary APN | 603-0001-0104-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 5,802 sqft Living Area |
| Gross Area | 7,202 sqft |
| 1st Floor Area | 2,655 sqft |
| 2nd Floor Area | 1,103 sqft |
| Basement Area | 2,646 sqft |
| Finished Basement | 2,044 sqft |
| Unfinished Basement | 602 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 26,877 sqft (0.617 acres) |
| Lot Dimensions | 270 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 9680 ZIG ZAG RD |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45242-7146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | ZIG ZAG RD 100 X 270 R1-T4-S3 NW |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 23902 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 24, 2023 | Transfer on Death Deed, Transfer |
| Aug 14, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 3, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jan 3, 2018 | Limited Warranty Deed, Subdivision Related Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on Record |
| Deed Sale | Jan 3, 2018 · Amount on Record |
| Prior Sale | Dec 20, 2016 · Amount on Record |
| Deed Document Number | 2018377 |
| Last Transfer Date | Jan 17, 2023 |
| Transfer Doc | 0000005992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Document Number | 0000140720 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 14549/1434 |
| Instrument | 2021-0140720 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000126703 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 14526/2222 |
| Instrument | 2021-0126703 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Document Number | 0000090578 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 14248/1340 |
| Instrument | 2020-0090578 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jul 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Document Number | 0000090577 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 14248/1324 |
| Instrument | 2020-0090577 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 24, 2023 |
| Property Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Document Number | 0000005992 |
| Book / Page | 14838 / 844 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023-0005992 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000071335 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 13731/01064 |
| Instrument | 2018-0071335 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000111995 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 14066/01173 |
| Instrument | 2019-0111995 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 3, 2018 |
| Property Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Document Number | 0000000376 |
| Book / Page | 013576 / 000001 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 376 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8825 CHAPELSQUARE LN #B CINCINNATI OH 452494702, B, CINCINNATI, OH 45249-4702 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 3, 2018 |
| Property Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Document Number | 0000000377 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 18-0000377 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,096.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8825 CHAPELSQUARE LNB, 8825, CINCINNATI, OH 45249 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9680 ZIG ZAG RD, MONTGOMERY, OH 45242-7146 |
| Document Number | 0000000385 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 18-0000385 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.82% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.82% |
| Index | 1-Year LIBOR |
| Max Rate | 8.82% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,412.00 (-0.06%) | $637,679 (-) Land $96,943 Building $540,736 | $1,821,940 (-) Land $276,980 Building $1,544,960 |
| 2024 | $33,431.00 (+1.11%) | $637,679 (-) Land $96,943 Building $540,736 | |
| 2023 | $33,064.00 (+11.51%) | $637,679 (+33.43%) Land $96,943 Building $540,736 | $1,821,940 (+33.43%) Land $276,980 Building $1,544,960 |
| 2022 | $29,652.00 | $477,922 Land $48,465 Building $429,457 | |
| 2020 | $1,365,490 Land $138,470 Building $1,227,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2013–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures