Calvert County property record for 9654 Ridge View Dr, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,300 sqft · built 1976 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Oct 2017) |
| Tax Bill | $4,373 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-076555 |
| Primary APN | 03-076555 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,300 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 290 sqft |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 076555 |
|---|---|
| Street Address | 9654 RIDGE VIEW DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 SEC 1 RIDGE VIEW |
| Legal Subdivision | RIDGEVIEW |
| Legal Lot Number | 13 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 860404 |
9654 Ridge View Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9654 RIDGE VIEW DR, OWINGS, MD 20736-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Oct 27, 2017 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on File |
| Deed Sale | Oct 27, 2017 · Amount on File |
| Prior Sale | Nov 1, 2002 · Amount on File |
| Deed Book / Page | 5088 / 1 |
| Prior Transfer Date | Sep 9, 2014 |
| Prior Transfer Doc | 0044380119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9654 RIDGE VIEW DR, OWINGS, MD 20736-9535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059870644 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 5987/644 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 27, 2017 |
| Property Address | 9654 RIDGE VIEW DR, OWINGS, MD 20736-9535 |
| Document Number | 0050880001 |
| Book / Page | 005088 / 000001 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2017 |
| Title Company | NATIONWIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9654 RIDGE VIEW DR OWINGS MD 207369535, OWINGS, MD 20736-9535 |
| Document Number | 50880007 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 005088/000007 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
The 2025 property tax bill for 9654 Ridge View Dr was $4,373 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,500 (+2.55%) | $414,100 (+7.64%) Land $151,000 Building $263,100 | |
| 2025 | $4,373.00 Homeowner's exemption | $384,700 Land $151,000 Building $233,700 | $384,700 Land $151,000 Building $233,700 |
| 2023 | $3,550.00 Homeowner's exemption | $341,767 | $384,700 Land $151,000 Building $233,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9654 Ridge View Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9654 Ridge View Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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