9641 Ridge View Dr, Owings, MD 20736 Property Records

Calvert County property record for 9641 Ridge View Dr, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,344 sqft · built 1977
Lot Size	2.06 acres (90,169 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Oct 2021)
Tax Bill	$3,556 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-076946`

Property Details

APN / Parcel Number

Primary APN	`03-076946`
Alternative APNs	`3076946` `076946`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	90,169 sqft (2.06 acres)
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft
Deck Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	076946
Old Parcel Number	3076946
Street Address	9641 RIDGE VIEW DR
City	OWINGS
State	MD
Zip	20736-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 38 SEC 1 RIDGE VIEW
Legal Subdivision	RIDGE VIEW
Legal Lot Number	38
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860404

Owner

9641 Ridge View Dr is owned and occupied by an individual who bought it in October 2021.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9641 RIDGE VIEW DR, OWINGS, MD 20736-9536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Deed Document Number	0000610351
Deed Book / Page	6103 / 51
Record Updated	Jun 7, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 6, 2021
Property Address	9641 RIDGE VIEW DR, OWINGS, MD 20736-9536
Document Number	0061030051
Book / Page	6103 / 51
Map Reference	MB JLB 2 PL 189
Instrument Date	Oct 4, 2021
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9641 RIDGE VIEW DR, OWINGS, MD 20736-9536

Mortgage

Document Number	610357
Date	Oct 6, 2021
Instrument	6103/57

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,556.00	$342,333	$381,000 Land $155,300 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9641 Ridge View Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9641 Ridge View Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250