Calvert County property record for 9645 Ridge View Dr, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,312 sqft · built 1976 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jun 1993) |
| Tax Bill | $3,309 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-063062 |
| Primary APN | 03-063062 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,312 sqft Total Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 98,881 sqft (2.27 acres) |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 063062 |
|---|---|
| Old Parcel Number | 3063062 |
| Street Address | 9645 RIDGE VIEW DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-9536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 39 SEC 1 RIDGE VIEW |
| Legal Subdivision | RIDGE VIEW |
| Legal Lot Number | 39 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 860404 |
9645 Ridge View Dr is owned and occupied by an individual who bought it in June 1993.
Source: Calvert County records, as of September 18, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9645 RIDGE VIEW DR, OWINGS, MD 20736-9536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 1993 · Amount on File |
| Deed Sale | Jun 8, 1993 · Amount on File |
| Deed Document Number | 933218 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9645 RIDGE VIEW DR, OWINGS, MD 20736-9536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056600479 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 5660/479 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, PA 16329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2030 |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,309.00 Homeowner's exemption | $318,567 | $354,900 Land $156,300 Building $198,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9645 Ridge View Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9645 Ridge View Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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