Hancock County property record for 960 Pebblestone St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,618 sqft · built 2006 |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,500 (Jan 2015) |
| Tax Bill | $6,004 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2136000120 |
| Primary APN | 2136000120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| 1st Floor Area | 1,618 sqft |
| Basement Area | 1,618 sqft |
| Finished Basement | 1,350 sqft |
| Unfinished Basement | 1,618 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,077 sqft (0.415 acres) |
| Garage Type | Attached |
| Garage Area | 918 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 550 sqft |
| Deck Area | 90 sqft |
| Patio Area | 201 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 960 PEBBLESTONE ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE ESTATES 2ND ADD LOT 12 |
| Legal Subdivision | COBBLESTONE ESTATES 2ND SUBDIVISION |
| Legal Lot Number | 12 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 270100 |
960 Pebblestone St is owned and occupied by two individuals who bought it in January 2015.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 960 PEBBLESTONE ST, GARNER, IA 50438-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2015 · Amount on File |
| Deed Sale | Jan 7, 2015 · Amount on File |
| Prior Sale | Jul 10, 2009 · Amount on File |
| Deed Document Number | 201526 |
| Prior Transfer Date | Mar 11, 2010 |
| Prior Transfer Doc | 0000000438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 960 PEBBLESTONE ST, GARNER, IA 50438-1750 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000201368 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 20-1368 |
| Name | IOWA HEARTLAND CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 960 Pebblestone St was $6,004 with a homeowner's exemption, down 2% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,004.00 (-1.99%) Homeowner's exemption | $445,530 Land $59,390 Building $386,140 | $445,530 Land $59,390 Building $386,140 |
| 2024 | $6,126.00 | ||
| 2023 | $424,460 (+9.77%) Land $47,510 Building $376,950 | $424,460 Land $47,510 Building $376,950 | |
| 2022 | $6,319.00 Homeowner's exemption | $386,670 Land $47,510 Building $339,160 | |
| 2021 | $386,670 Land $47,510 Building $339,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 960 Pebblestone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 960 Pebblestone St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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