960 Pebblestone St, Garner, IA 50438 Property Records

Hancock County property record for 960 Pebblestone St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,618 sqft · built 2006
Lot Size0.415 acres (18,077 sqft)
Owner2 Individual Names on File
Last Sale$207,500 (Jan 2015)
Tax Bill$6,004 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2136000120

Property Details

APN / Parcel Number

Primary APN2136000120

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,618 sqft Living Area
1st Floor Area1,618 sqft
Basement Area1,618 sqft
Finished Basement1,350 sqft
Unfinished Basement1,618 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,077 sqft (0.415 acres)
Garage TypeAttached
Garage Area918 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area550 sqft
Deck Area90 sqft
Patio Area201 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address960 PEBBLESTONE ST
CityGARNER
StateIA
Zip50438-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE ESTATES 2ND ADD LOT 12
Legal SubdivisionCOBBLESTONE ESTATES 2ND SUBDIVISION
Legal Lot Number12
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2027
Census Tract270100

Owner

960 Pebblestone St is owned and occupied by two individuals who bought it in January 2015.

Source: Hancock County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address960 PEBBLESTONE ST, GARNER, IA 50438-1750
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2015 · Amount on File
Deed SaleJan 7, 2015 · Amount on File
Prior SaleJul 10, 2009 · Amount on File
Deed Document Number201526
Prior Transfer DateMar 11, 2010
Prior Transfer Doc0000000438
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address960 PEBBLESTONE ST, GARNER, IA 50438-1750
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000201368
DateJul 16, 2020
Instrument20-1368
Lender
NameIOWA HEARTLAND CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 960 Pebblestone St was $6,004 with a homeowner's exemption, down 2% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,004.00 (-1.99%) Homeowner's exemption$445,530 Land $59,390 Building $386,140$445,530 Land $59,390 Building $386,140
2024$6,126.00
2023$424,460 (+9.77%) Land $47,510 Building $376,950$424,460 Land $47,510 Building $376,950
2022$6,319.00 Homeowner's exemption$386,670 Land $47,510 Building $339,160
2021$386,670 Land $47,510 Building $339,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 Pebblestone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Pebblestone St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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