Lake County property record for 965 Pearl Dr, Mount Dora, FL 32757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,173 sqft · built 1961 |
| Lot Size | 0.165 acres (7,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Aug 2022) |
| Tax Bill | $2,366 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Mar 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-19-26-0400-000-10200 |
| Primary APN | 26-19-26-0400-000-10200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,173 sqft Living Area |
| Gross Area | 1,404 sqft |
| 1st Floor Area | 1,173 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,191 sqft (0.165 acres) |
| Lot Dimensions | 110 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1761999 |
|---|---|
| Street Address | 965 PEARL DR |
| City | MOUNT DORA |
| State | FL |
| Zip | 32757-4651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | GOLDEN ISLE LOT 102 PB 15 PG 44 ORB 6009 PG 532 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 26 |
| Legal Subdivision | GOLDEN ISLE SUB |
| Legal Tract | 0400 |
| Legal Lot Number | 102 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | MOUNT DORA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30915 |
Source: Lake County records · APN 26-19-26-0400-000-10200
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 PEARL DR, MOUNT DORA, FL 32757-4651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 16, 2022 | Warranty Deed, Transfer · FHA Mortgage WATSON MORTGAGE CORP |
| Mar 23, 2022 | Warranty Deed, Transfer FLORIDA LAND TITLE INSURANCE, FLORIDA LAND TITLE INS LLC |
| Mar 25, 2022 | Warranty Deed, Transfer FLORIDA LAND TITLE INSURANCE, FLORIDA LAND TITLE INS LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RICHARD P & LINDA C HUSSEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | Mar 23, 2022 · Amount on Record |
| Deed Document Number | 2022111218 |
| Deed Book / Page | 6009 / 532 |
| Prior Transfer Date | Feb 04, 2005 |
| Prior Transfer Doc | 0027561135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 16, 2022 |
| Property Address | 965 PEARL DR, MOUNT DORA, FL 32757-4651 |
| Document Number | 0060090532 |
| Book / Page | 6009 / 532 |
| Map Reference | MB 15 PG 44 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022111218 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FLORIDA LAND TITLE INS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 965 PEARL DR, MOUNT DORA, FL 32757-4651 |
| Document Number | 0006009534 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 6009/534 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Number | 0060100747 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 6010/747 |
| Instrument | 2022112106 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 23, 2022 |
| Property Address | 965 PEARL DR, MOUNT DORA, FL 32757-4651 |
| Document Number | 0059221178 |
| Book / Page | 5922 / 1178 |
| Map Reference | MB 15 PG 44 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022040507 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FLORIDA LAND TITLE INSURANCE, FLORIDA LAND TITLE INS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,727.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2587 W CARANDIS RD, WEST PALM BEACH, FL 33406-5108 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 25, 2022 |
| Property Address | 965 PEARL DR, MOUNT DORA, FL 32757-4651 |
| Document Number | 0059240499 |
| Book / Page | 5924 / 499 |
| Map Reference | MB 15 PG 44 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2022041864 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FLORIDA LAND TITLE INSURANCE, FLORIDA LAND TITLE INS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2587 W CARANDIS RD, WEST PALM BEACH, FL 33406-5108 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 965 PEARL DR, MOUNT DORA, FL 32757-4651 |
| Document Number | 0055492261 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | FLORIDA LAND TITLE INSURANCE, FLORIDA LAND TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2587 W CARANDIS RD WEST PALM BEACH FL 334065108, WEST PALM BEACH, FL 33406-5108 |
| Document Number | 0055492261 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 005549/002261 |
| Instrument | 106411 |
| Name | RICHARD P & LINDA C HUSSEY |
|---|---|
| Address | 8656 SE NORTH PASSAGE WAY, TEQUESTA, FL 33469-1808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 9% |
|---|
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,099 (-) Land $31,680 Building $130,419 | $162,099 (-) Land $31,680 Building $130,419 | |
| 2025 | $162,099 (+2.54%) Land $31,680 Building $130,419 | $162,099 (+2.54%) Land $31,680 Building $130,419 | |
| 2024 | $2,366.00 (+12.19%) | ||
| 2023 | $2,109.00 (-2%) Homeowner's exemption Disabled Person's exemption | $158,084 (+4.36%) | $158,084 (+4.36%) Land $31,680 Building $126,404 |
| 2022 | $2,152.00 | $151,484 | $151,484 Land $25,080 Building $126,404 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690309153, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Hotwire Communications, Verizon.
Based on FCC filings for 235 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3350858, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT DORA, CITY OF (2WPS) serves 39,710 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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