865 Pearl Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 865 Pearl Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 899 sqft · built 1961
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (May 2019)
Tax Bill	$1,421 (2024)
Deeds & Mortgages	Dec 2025 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-19-26-0400-000-10500`

Property Details

APN / Parcel Number

Primary APN	`26-19-26-0400-000-10500`
Alternative APN	`1641713`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	899 sqft Living Area
1st Floor Area	899 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1641713
Street Address	865 PEARL DR
City	MOUNT DORA
State	FL
Zip	32757-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GOLDEN ISLE LOT 105 PB 15 PG 44 ORB 5275 PG 446 ORB 6355 PG 919 ORB 6357 PG 155
Legal Range	26E
Legal Township	19S
Legal Section	26
Legal Subdivision	GOLDEN ISLE SUB
Legal Tract	0400
Legal Lot Number	105
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3006
Census Tract	30915

Owner

Source: Lake County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	865 PEARL DR, MOUNT DORA, FL 32757-4611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
May 7, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Nov 23, 2010
Deed Document Number	201950335
Deed Book / Page	5275 / 446
Last Transfer Date	Jun 17, 2024
Transfer Doc	0063550919
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	865 PEARL DR, MOUNT DORA, FL 32757-4611
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	ACUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 PEARL DR, MOUNT DORA, FL 32757-4611

Mortgage

Document Number	0066471746
Date	Dec 11, 2025
Book Page	6647/1746
Instrument	2025151953

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 7, 2019
Property Address	865 PEARL DR, MOUNT DORA, FL 32757-4611
Document Number	0052750446
Book / Page	5275 / 0446
Map Reference	MB 15 PG 44
Instrument Date	Apr 30, 2019
Instrument	2019050335
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1255, MOUNT DORA, FL 32756-1255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 PEARL DR, MOUNT DORA, FL 32757-4611

Mortgage

Document Number	2019050336
Date	May 7, 2019
Instrument	2019050336

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,630 (+2.9%)	$115,618 (-) Land $31,680 Building $83,938
2025		$90,020 (+5.97%) Land $31,680 Building $58,340	$115,618 (+2.45%) Land $31,680 Building $83,938
2024	$1,421.00 (+19.01%)
2023	$1,194.00 (+18.33%) Homeowner's exemption	$84,950 (+2.99%)	$112,855 (+6.21%) Land $31,680 Building $81,175
2022	$1,009.00 Homeowner's exemption	$82,480	$106,255 Land $25,080 Building $81,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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