895 Pearl Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 895 Pearl Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,022 sqft · built 1961
Lot Size	0.164 acres (7,166 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Nov 2020)
Tax Bill	$1,987 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-19-26-0400-000-10400`

Property Details

APN / Parcel Number

Primary APN	`26-19-26-0400-000-10400`
Alternative APN	`1325536`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	1,022 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tar & Gravel
Lot Area	7,166 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1325536
Street Address	895 PEARL DR
City	MOUNT DORA
State	FL
Zip	32757-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN ISLE LOT 104 PB 15 PG 44 ORB 5576 PG 967
Legal Range	26E
Legal Township	19S
Legal Section	26
Legal Subdivision	GOLDEN ISLE
Legal Tract	400
Legal Lot Number	104
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3006
Census Tract	30915

Owner

895 Pearl Dr is owned and occupied by an individual who bought it in November 2020.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	895 PEARL DR, MOUNT DORA, FL 32757-4611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Oct 9, 2019	Warranty Deed, Transfer LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC
Oct 11, 2019	Warranty Deed, Transfer LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Oct 11, 2019 · Amount on File
Deed Document Number	2020123827
Deed Book / Page	5576 / 967
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 4, 2020
Property Address	895 PEARL DR, MOUNT DORA, FL 32757-4611
Document Number	0055760967
Book / Page	5576 / 967
Map Reference	MB 15 PG 44
Instrument Date	Oct 20, 2020
Instrument	2020123827
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$917.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6929 N HAYDEN RD RDC 2453, 6929, SCOTTSDALE, AZ 85250-7978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 PEARL DR, MOUNT DORA, FL 32757-4611

Mortgage

Document Number	0005576969
Date	Nov 4, 2020
Instrument	5576/969

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 9, 2019
Property Address	895 PEARL DR, MOUNT DORA, FL 32757-4611
Document Number	0053551690
Book / Page	005355 / 001690
Instrument Date	Sep 30, 2019
Instrument	114340
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6361 OSPREY TER COCONUT CREEK FL 330732624, COCONUT CREEK, FL 33073-2624

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 11, 2019
Property Address	895 PEARL DR, MOUNT DORA, FL 32757-4611
Document Number	0053570266
Book / Page	005357 / 000266
Instrument Date	Sep 30, 2019
Instrument	115509
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$119.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	895 PEARL DR MOUNT DORA FL 327574611, MOUNT DORA, FL 32757-4611

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,910 Land $31,680 Building $87,230	$127,721 Land $31,680 Building $96,041
2024	$1,987.00 (+14.72%)
2023	$1,732.00 (+13.2%) Homeowner's exemption	$114,239 (+4.4%)	$124,578 (+5.59%) Land $31,680 Building $92,898
2022	$1,530.00 Homeowner's exemption	$109,429	$117,978 Land $25,080 Building $92,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 895 Pearl Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 Pearl Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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