965 Francis Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 965 Francis Ave, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,704 sqft · built 1900
Lot Size	0.07 acres (3,072 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Mar 2010)
Tax Bill	$3,474 (2025)
Flood Zone	Zone X (minimal risk)
APN	`421500 49.47-2-42.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.47-2-42.1`
Alternative APN	`150004904700020420010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	1,704 sqft Total Area
1st Floor Area	852 sqft 1st Floor
2nd Floor Area	852 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,072 sqft (0.07 acres)
Lot Dimensions	48 ft deep x 64 ft wide
Shed	1 Shed
Porch	Patio
Porch Area	175 sqft Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	965 FRANCIS AVE
City	SCHENECTADY
State	NY
Zip	12303-1115
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	3 & 7 P/O 2 WOOD
Legal Block	2
Legal Lot Number	42.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1006
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-2-42.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	965 FRANCIS AVE, SCHENECTADY, NY 12303-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2010 · Amount on Record
Deed Sale	Mar 09, 2010 · Amount on Record
Prior Sale	Mar 09, 2010 · Amount on Record
Deed Document Number	20109654
Deed Book / Page	1816 / 937
Prior Transfer Date	Apr 22, 2002
Prior Transfer Doc	1625000988
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,474.00 (+18.2%)	$51,000 (-) Land $7,700 Building $43,300	$84,451 (+30.82%) Land $12,750 Building $71,701
2023		$51,000 (-) Land $7,700 Building $43,300	$64,557 (+3.8%) Land $9,747 Building $54,810
2022		$51,000 Land $7,700 Building $43,300	$62,195 Land $9,390 Building $52,805
2021	$2,939.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.