947 Francis Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 947 Francis Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,660 sqft · built 1900
Lot Size	0.121 acres (5,280 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.47-2-38`

Property Details

APN / Parcel Number

Primary APN	`421500 49.47-2-38`
Alternative APN	`150004904700020380000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area
1st Floor Area	920 sqft
2nd Floor Area	740 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	110 ft deep x 48 ft wide
Garage Type	Mixed
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	947 FRANCIS AVE
City	SCHENECTADY
State	NY
Zip	12303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD BLK GAR
Legal Block	2
Legal Lot Number	38.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1006
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-2-38

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	949 FRANCIS AVE, SCHENECTADY, NY 12303-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 04, 2019
Property Address	947 FRANCIS AVE, SCHENECTADY, NY 12303
Document Number	0000050216
Book / Page	002023 / 000507
Instrument Date	Nov 01, 2019
Instrument	50216
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	527 PAIGE ST SCHENECTADY NY 123071710, SCHENECTADY, NY 12307-1710

Mortgage

Document Number	50217
Date	Nov 04, 2019
Book Page	004951/000293
Instrument	50217

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00 (+9.06%)	$104,200 (-) Land $15,600 Building $88,600	$172,545 (+30.82%) Land $25,832 Building $146,713
2023		$104,200 (-) Land $15,600 Building $88,600	$131,899 (+3.8%) Land $19,747 Building $112,152
2022		$104,200 Land $15,600 Building $88,600	$127,073 Land $19,024 Building $108,049
2021	$2,395.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 585 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.