1. Home
  2. New York
  3. Schenectady
  4. Francis Ave

957 Francis Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 957 Francis Ave, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,492 sqft · built 1900
Lot Size0.09 acres (3,960 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Aug 2022)
Tax Bill$3,857 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.47-2-39

Property Details

APN / Parcel Number

Primary APN421500 49.47-2-39
Alternative APN
  • 150004904700020390000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,492 sqft Total Area
1st Floor Area768 sqft
2nd Floor Area724 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area3,960 sqft (0.09 acres)
Lot Dimensions110 ft deep x 36 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address957 FRANCIS AVE
CitySCHENECTADY
StateNY
Zip12303-1115
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionAND 9 PARTS O 2 WOOD AND GARAGE
Legal Block2
Legal Lot Number39.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1006
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-2-39

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address957 FRANCIS AVE, SCHENECTADY, NY 12303-1115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 15, 2019Warranty Deed, Transfer
ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number202244024
Deed Book / Page2091 / 95
Record UpdatedJun 08, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 18, 2022
Property Address957 FRANCIS AVE, SCHENECTADY, NY 12303-1115
Document Number0000044024
Book / Page2091 / 95
Instrument DateJul 15, 2022
Instrument202244024
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8304 LANSDOWNE RD, HENRICO, VA 23229-3223

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 MCCLELLAN ST, SCHENECTADY, NY 12304-1133

Mortgage

Document Number0000044025
DateAug 18, 2022
Instrument202244025
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 15, 2019
Property Address957 FRANCIS AVE, SCHENECTADY, NY 12303-1115
Document Number0000046169
Book / Page002021 / 000878
Instrument DateSep 30, 2019
Instrument46169
Transaction TypeTransfer
Record UpdatedNov 04, 2019
Title CompanyELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC

Transaction

AmountAmount Recorded
Tax$260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address931 STANLEY ST SCHENECTADY NY 123071610, SCHENECTADY, NY 12307-1610

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,857.00 (+10.74%)$52,300 (-) Land $7,800 Building $44,500$86,604 (+30.82%) Land $12,916 Building $73,688
2023$52,300 (-) Land $7,800 Building $44,500$66,203 (+3.8%) Land $9,873 Building $56,330
2022$52,300 Land $7,800 Building $44,500$63,780 Land $9,512 Building $54,268
2021$3,483.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Francis Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures