Cherokee County property record for 965 Co Rd 686, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,410 sqft · built 1986 |
| Lot Size | 0.506 acres (22,047 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jul 2006) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-06-23-0-000-033.000 |
| Primary APN | 13-09-06-23-0-000-033.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,410 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 2,210 sqft |
| Basement Area | 1,168 sqft |
| Finished Basement | 1,168 sqft |
| Unfinished Basement | 1,168 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,047 sqft (0.506 acres) |
| Garage Area | 316 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 466 sqft |
| Utility Building | 72 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 17549 |
|---|---|
| Street Address | 965 COUNTY ROAD 686 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18, LITTLE RIVER MOUTH S/D, PB 8/13 |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 23 |
| Legal Subdivision | LITTLE RIVER MOUTH |
| Legal Lot Number | 18 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | LEESBURG |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 955802 |
Source: Cherokee County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 945 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4009 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2006 · Amount on Record |
| Deed Sale | Jul 20, 2006 · Amount on Record |
| Prior Sale | Jun 6, 2006 |
| Deed Book / Page | 2006 / 141914 |
| Record Updated | Jun 8, 2026 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,520 (-2.8%) Land $12,840 Building $26,680 | $414,800 (+2.07%) Land $128,400 Building $286,400 | |
| 2023 | Additional exemption filed | $40,660 | $406,400 Land $120,000 Building $286,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
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