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925 Co Rd 686, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 925 Co Rd 686, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,363 sqft · built 2010
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Jun 2018)
Tax Bill$1,563 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN13-09-06-23-0-000-032.000

Property Details

APN / Parcel Number

Primary APN13-09-06-23-0-000-032.000
Alternative APNs
  • ALT APN:0906230000032000
  • 205708

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,363 sqft Living Area
1st Floor Area1,383 sqft
Upper Floors Area980 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,386 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number205708
Street Address925 COUNTY ROAD 686
CityCEDAR BLUFF
StateAL
Zip35959-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17, LITTLE RIVER MOUTH S/D, PB 8/13
Legal Range09E
Legal Township09S
Legal Section23
Legal SubdivisionLITTLE RIVER MOUTH
Legal Lot Number17
JurisdictionCHEROKEE AL
Township / Civil DivisionLEESBURG
Census Block Group3
Census Block3044
Census Tract955802

Owner

Source: Cherokee County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address925 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2018Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST AMERICAN BANK & TRUST CO
Jun 25, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2018 · Amount on Record
Deed SaleJun 25, 2018 · Amount on Record
Prior SaleFeb 9, 2007
Deed Document Number2018203149
Prior Transfer DateSep 23, 2010
Prior Transfer Doc166806
Record UpdatedJun 8, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateJun 25, 2018
Property Address925 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4009
Document Number203149
Instrument DateJun 22, 2018
Instrument203149
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address925 COUNTY ROAD 686, 925, CEDAR BLUFF, AL 35959-4009

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1436, WATKINSVILLE, GA 30677-0029

Mortgage

Document Number203150
DateJun 25, 2018
Instrument203150
Lender
NameFIRST AMERICAN BANK & TRUST CO
TypeBank
AddressATHENS, GA 30601
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateJun 25, 2018
Property Address925 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4009
Document Number203149
Instrument DateJun 22, 2018
Instrument203149
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address925 COUNTY ROAD 686, 925, CEDAR BLUFF, AL 35959-4009

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1436, WATKINSVILLE, GA 30677-0029

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,563.00$16,280 (+5.44%) Land $12,840 Building $3,440$448,000 (+1.91%) Land $128,400 Building $319,600
2024Additional exemption filed$15,440 (-65.15%) Land $12,000 Building $3,440$439,600 (-0.75%) Land $120,000 Building $319,600
2023Additional exemption filed$44,300$442,900 Land $120,000 Building $322,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 43% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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