DeSoto County property record for 965 Cedar Grove Pkwy, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,191 sqft · built 2002 |
| Lot Size | 0.329 acres (14,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $473,600 (Nov 2022) |
| Tax Bill | $3,669 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-12-0-00003-00 |
| Primary APN | 3-07-3-07-12-0-00003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,191 sqft Adjusted Area |
| 1st Floor Area | 2,528 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 14,342 sqft (0.329 acres) |
| Lot Dimensions | 141 ft deep x 79 ft wide |
| Pool Area | 392 sqft |
| Patio Area | 400 sqft |
| Street Address | 965 CEDAR GROVE PKWY |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | THE LAKES OF CEDAR GROVE S-D PHASE I LOT 3 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | CEDAR GROVE S-D PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 71001 |
965 Cedar Grove Pkwy is owned and occupied by two individuals who bought it in November 2022.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Nov 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO |
| Dec 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on File |
| Deed Sale | Nov 21, 2022 · Amount on File |
| Prior Sale | Dec 12, 2018 · Amount on File |
| Deed Book / Page | 1018 / 324 |
| Prior Transfer Date | Jul 16, 2008 |
| Prior Transfer Doc | 000589/345 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 965 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 965 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Document Number | 005043/344 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 5043/344 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 21, 2022 |
| Property Address | 965 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Document Number | 001018/324 |
| Book / Page | 1018 / 324 |
| Map Reference | MB 55 PG 37&38 |
| Instrument Date | Nov 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1365 FOUNTAIN GATE DR W, 1365, HERNANDO, MS 38632-9430 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 965 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Document Number | 0005635608 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 5635/608 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 12, 2018 |
| Property Address | 965 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Document Number | 000875/340 |
| Book / Page | 0875 / 340 |
| Map Reference | MB 55 PG 37&38 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1772, SOUTHAVEN, MS 38671-0019 |
| Name | Verified Name |
|---|---|
| Address | 965 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Document Number | 0004650146 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 4650/146 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 965 Cedar Grove Pkwy was $3,669.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,669.00 | $31,500 Land $2,800 Building $28,700 | $315,000 Land $28,000 Building $287,000 |
| 2023 | $3,158.00 | $22,763 | $227,631 Land $28,000 Building $199,631 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 965 Cedar Grove Pkwy in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Cedar Grove Pkwy is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures