DeSoto County property record for 945 Cedar Grove Pkwy, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,569 sqft · built 2002 |
| Lot Size | 0.326 acres (14,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,100 (Dec 2018) |
| Tax Bill | $2,388 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-12-0-00004-00 |
| Primary APN | 3-07-3-07-12-0-00004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,569 sqft Adjusted Area |
| 1st Floor Area | 2,036 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 14,202 sqft (0.326 acres) |
| Lot Dimensions | 140 ft deep x 101 ft wide |
| Street Address | 945 CEDAR GROVE PKWY |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | THE LAKES OF CEDAR GROVE S-D PHASE I LOT 4 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | CEDAR GROVE S-D PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 71001 |
945 Cedar Grove Pkwy is owned and occupied by an individual who bought it in December 2018.
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 945 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC |
| Aug 31, 2018 | Intrafamily Transfer, Transfer |
| Dec 4, 2018 | Re-recorded Document |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on File |
| Deed Sale | Dec 4, 2018 · Amount on File |
| Prior Sale | Sep 1, 2010 · Amount on File |
| Deed Book / Page | 874 / 518 |
| Prior Transfer Date | Aug 24, 2018 |
| Prior Transfer Doc | 000874/518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 945 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004646/168 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 4646/168 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 945 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 945 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Document Number | 005201/762 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 5201/762 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERTON, IN 46304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 31, 2018 |
| Property Address | 945 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Document Number | 000866/343 |
| Book / Page | 866 / 343 |
| Map Reference | PB 55 PG 37-38 |
| Instrument Date | Aug 24, 2018 |
| Instrument | W00866-00343 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1201 BROOKFIELD RD, MEMPHIS, TN 38119-5009 |
| Name | Verified Name |
|---|---|
| Address | 945 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 4, 2018 |
| Property Address | 945 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
| Document Number | 000874/518 |
| Book / Page | 0874 / 518 |
| Map Reference | MB 55 PG 37&38 |
| Instrument Date | Aug 24, 2018 |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1201 BROOKFIELD RD, MEMPHIS, TN 38119-5009 |
| Name | Verified Name |
|---|---|
| Address | 945 CEDAR GROVE PKWY, HERNANDO, MS 38632-6658 |
The 2025 property tax bill for 945 Cedar Grove Pkwy was $2,388.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,388.00 | $23,081 Land $2,700 Building $20,381 | $230,811 Land $27,000 Building $203,811 |
| 2023 | $2,026.00 | $16,767 (-) | $167,669 (-) Land $27,000 Building $140,669 |
| 2022 | $2,026.00 | $16,767 Land $2,700 Building $14,067 | $167,669 Land $27,000 Building $140,669 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 945 Cedar Grove Pkwy in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Cedar Grove Pkwy is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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