DeSoto County property record for 938 Cedar Grove Pkwy, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,758 sqft · built 1998 |
| Lot Size | 0.373 acres (16,243 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,900 (Sep 2020) |
| Tax Bill | $4,290 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-12-0-00059-00 |
| Primary APN | 3-07-3-07-12-0-00059-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,758 sqft Adjusted Area |
| 1st Floor Area | 2,444 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 16,243 sqft (0.373 acres) |
| Lot Dimensions | 132 ft deep x 80 ft wide |
| Patio Area | 168 sqft |
| Street Address | 938 CEDAR GROVE PKWY |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | THE LAKES OF CEDAR GROVE S-D PHASE I LOT 59 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | CEDAR GROVE S-D PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71001 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 133 WHIPPOORWILL RD, BRANDON, MS 39047-6428 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUARANTY BANK & TRUST CO |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| May 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUARANTY BANK & TRUST CO |
| Sep 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Mar 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on Record |
| Deed Sale | Sep 24, 2020 · Amount on Record |
| Prior Sale | Nov 8, 2016 |
| Deed Book / Page | 933 / 227 |
| Prior Transfer Date | Mar 17, 2017 |
| Prior Transfer Doc | 000818/197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 938 CEDAR GROVE PKWY, HERNANDO, MS 38632-6632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004948/59 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 4948/59 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 938 CEDAR GROVE PKWY, HERNANDO, MS 38632-6632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004940/664 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 4940/664 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 938 CEDAR GROVE PKWY, HERNANDO, MS 38632-6632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004955/209 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 4955/209 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 24, 2020 |
| Property Address | 938 CEDAR GROVE PKWY, HERNANDO, MS 38632-6632 |
| Document Number | 000933/227 |
| Book / Page | 933 / 227 |
| Map Reference | MB 55 PG 37-38 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 779 CEDAR XING, 779, HERNANDO, MS 38632-6647 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 938 CEDAR GROVE PKWY, HERNANDO, MS 38632-6632 |
| Document Number | 0000050496 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 5049/6 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 23, 2017 |
| Property Address | 938 CEDAR GROVE PKWY, HERNANDO, MS 38632-6632 |
| Document Number | 000818/197 |
| Book / Page | 0818 / 197 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 938 CEDAR GROVE PKWY, 938, HERNANDO, MS 38632-6632 |
| Name | Verified Name |
|---|---|
| Address | 938 CEDAR GROVE PKWY, HERNANDO, MS 38632-6632 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,290.00 (+15.17%) | $36,825 (+37.16%) Land $4,500 Building $32,325 | $245,501 (+37.16%) Land $30,000 Building $215,501 |
| 2023 | $3,725.00 | $26,849 | $178,992 Land $30,000 Building $148,992 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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