96438 Chester Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96438 Chester Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1999
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Jun 2020)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-3N-28-507R-0018-0000`

Property Details

APN / Parcel Number

Primary APN	`44-3N-28-507R-0018-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Heated Area
Gross Area	2,498 sqft
1st Floor Area	1,392 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Garage Area	418 sqft

Exterior Amenities

Pool Area	332 sqft
Porch	Open Porch
Porch Area	100 sqft
Patio Area	294 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96438 CHESTER RD
City	YULEE
State	FL
Zip	32097-3594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 18 CHESTER ROAD PB 6/81-84
Legal Range	28E
Legal Township	03N
Legal Section	44
Legal Subdivision	CHESTER ROAD
Legal Lot Number	18
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4003
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96438 CHESTER RD, YULEE, FL 32097-3594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Sep 30, 2003 · Amount on Record
Deed Document Number	202045017364
Deed Book / Page	2366 / 1554
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 9, 2020
Property Address	96438 CHESTER RD, YULEE, FL 32097-3594
Document Number	0023661554
Book / Page	002366 / 001554
Instrument Date	Jun 5, 2020
Instrument	45017364
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	AMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97270 BLUFF VIEW CIR YULEE FL 320971915, YULEE, FL 32097-1915

Mortgage

Document Number	23661556
Date	Jun 9, 2020
Book Page	002366/001556
Instrument	45017365

Lender

Name	PRIME LNDG
Address	MUENSTER, TX 76252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,072.00 (+1.34%) Homeowner's exemption	$305,597 (+2.9%)	$464,898 (+4.04%) Land $104,550 Building $360,348
2024	$4,018.00 (+1.34%) Homeowner's exemption	$296,984 (+3%)	$446,860 (+1.74%) Land $98,400 Building $348,460
2023	$3,965.00 (+22.19%) Homeowner's exemption	$288,334 (+12.37%)	$439,222 (+33.77%) Land $98,400 Building $340,822
2022	$3,245.00 Homeowner's exemption	$256,600	$328,344 Land $73,800 Building $254,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20