96414 Chester Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96414 Chester Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1998
Lot Size	1.17 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-3N-28-507R-0013-0000`

Property Details

APN / Parcel Number

Primary APN	`44-3N-28-507R-0013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Heated Area
Gross Area	2,480 sqft
1st Floor Area	1,772 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.17 acres)
Garage Area	400 sqft
Porch	Open Porch
Porch Area	120 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96414 CHESTER RD
City	YULEE
State	FL
Zip	32097-3594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 13 ESMT IN OR 856/252 CHESTER ROAD PB 6/81-84
Legal Range	28E
Legal Township	03N
Legal Section	44
Legal Subdivision	CHESTER ROAD
Legal Lot Number	13
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4003
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	96414 CHESTER RD, YULEE, FL 32097-3594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Feb 10, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 31, 2019	Warranty Deed, Transfer · Conventional with PMI NAVY FCU
Nov 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	202145040430
Deed Book / Page	2509 / 1183
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 29, 2021
Property Address	96414 CHESTER RD, YULEE, FL 32097-3594
Document Number	0025091183
Book / Page	2509 / 1183
Map Reference	MB 6 PG 81-84
Instrument Date	Oct 21, 2021
Instrument	202145040430
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,079.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96182 CAPTAINS POINTE RD, 96182, YULEE, FL 32097-6577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97492 ALBATROSS DR, YULEE, FL 32097-3634

Mortgage

Document Number	25091184
Date	Oct 29, 2021
Instrument	2509/1184

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 10, 2021
Property Address	96414 CHESTER RD, YULEE, FL 32097-3594
Document Number	0024321546
Book / Page	2432 / 1546
Map Reference	MB 6 PG 81-84
Instrument Date	Feb 9, 2021
Instrument	202145004650
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96414 CHESTER RD, 96414, YULEE, FL 32097-3594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96414 CHESTER RD, YULEE, FL 32097-3594

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 31, 2019
Property Address	96414 CHESTER RD, YULEE, FL 32097-3594
Document Number	0022780219
Book / Page	002278 / 000219
Instrument Date	May 30, 2019
Instrument	45017121
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,792.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96414 CHESTER RD YULEE FL 320973594, YULEE, FL 32097-3594

Mortgage

Document Number	22780225
Date	May 31, 2019
Book Page	002278/000225
Instrument	45017124

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 14, 2018
Property Address	96414 CHESTER RD, YULEE, FL 32097-3594
Document Number	0022360901
Book / Page	002236 / 000901
Instrument Date	Nov 14, 2018
Instrument	45035070
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96414 CHESTER RD YULEE FL 320973594, YULEE, FL 32097-3594

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$371,411 (+5.99%)	$380,375 (+8.54%) Land $100,300 Building $280,075
2023	Disabled Person's exemption Veteran's exemption	$350,431 Land $94,400 Building $256,031	$350,431 Land $94,400 Building $256,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, IQ Fiber, Xfinity.

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